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Stripe Identity

stripe.com

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Re: Stripe Identity

#41

Post by rokobobo »

f38zf5vdt wrote: post #34

Does Stripe intend to make a giant online database of international identity documents? Why should we trust Stripe to secure these? It could be Equifax levels of problematic if there would be a intrusion, but I also can't tell how Stripe plans to use this information.

I never wanted Equifax to have any of my data, and yet here we are. After the breach, I wouldn’t ever be a paying customer to them if I had a choice. (Indirectly, I am still a “customer” in the sense that they probably still have my data and get new data about me—but apart from canceling all my cards, not sure what choice I have). In comparison, Stripe seems to charge for each product it offers. I think that’s a more fair and transparent model.

Re: Stripe Identity

#42

Post by yunohn »

anonymouse008 wrote: post #26
hn_throwaway_99 wrote: post #10

The Stripe Identity product is fantastic. Some of the most impressive things: 1. If you are at a desktop, there is an easy transition to using your phone to take a picture of your ID (or a selfie if that's the use case - it will match selfies with ID photos), and then complete verification on the desktop. 2. It does all the image analysis (i.e. is the ID in focus, etc.) in browser without the need for a native app.

This almost proves that webapps are a competitive substitute to AppStores - making the consumer detriment very hard to prove in the current anti-trust framework.

This is not an app, more like a rich form? It just so happens that the APIs it needs are available in mobile browsers, i.e. camera.

Other apps cannot do the same.

Like messaging or social networks need things like notifications. Or those for IoT related tasks, which would need Bluetooth or such.

Re: Stripe Identity

#43

Post by darksaints »

anonymouse008 wrote: post #26
hn_throwaway_99 wrote: post #10

The Stripe Identity product is fantastic. Some of the most impressive things: 1. If you are at a desktop, there is an easy transition to using your phone to take a picture of your ID (or a selfie if that's the use case - it will match selfies with ID photos), and then complete verification on the desktop. 2. It does all the image analysis (i.e. is the ID in focus, etc.) in browser without the need for a native app.

This almost proves that webapps are a competitive substitute to AppStores - making the consumer detriment very hard to prove in the current anti-trust framework.

Okay stretch armstrong

Re: Stripe Identity

#45

Post by odiroot »

I'm really surprised they don't support Polish IDs. We've had them in the same format for ages and I've done automatic verification with some other companies (e.g. Revolut).

Multiple much smaller countries' IDs are supported.

Re: Stripe Identity

#46

Post by kgraves »

anonymouse008 wrote: post #26
hn_throwaway_99 wrote: post #10

The Stripe Identity product is fantastic. Some of the most impressive things: 1. If you are at a desktop, there is an easy transition to using your phone to take a picture of your ID (or a selfie if that's the use case - it will match selfies with ID photos), and then complete verification on the desktop. 2. It does all the image analysis (i.e. is the ID in focus, etc.) in browser without the need for a native app.

This almost proves that webapps are a competitive substitute to AppStores - making the consumer detriment very hard to prove in the current anti-trust framework.

how are mobile notifications on the web going for iOS?

Re: Stripe Identity

#48

Post by f38zf5vdt »

rokobobo wrote: post #41
f38zf5vdt wrote: post #34

Does Stripe intend to make a giant online database of international identity documents? Why should we trust Stripe to secure these? It could be Equifax levels of problematic if there would be a intrusion, but I also can't tell how Stripe plans to use this information.

I never wanted Equifax to have any of my data, and yet here we are. After the breach, I wouldn’t ever be a paying customer to them if I had a choice. (Indirectly, I am still a “customer” in the sense that they probably still have my data and get new data about me—but apart from canceling all my cards, not sure what choice I have). In comparison, Stripe seems to charge for each product it offers. I think that’s a more…

If the company you're interacting with uses Stripe ID verification and you are forced to use it to pay them, I'm not sure it's much better than going to a bank and opening an account and then Equifax getting the information immediately.

Re: Stripe Identity

#49

Post by plopilop »

odiroot wrote: post #45

I'm really surprised they don't support Polish IDs. We've had them in the same format for ages and I've done automatic verification with some other companies (e.g. Revolut). Multiple much smaller countries' IDs are supported.

Maybe Stripe is not that much popular in Poland compared to other countries? I would not be surprised that they put priority on the countries where they already have a significant user base.

Re: Stripe Identity

#50

Post by float4 »

Shout out to Stripe for translating all their web pages!

When an HN post sends me to a Dutch page, it's always Stripe. 100% of the time.

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