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Ask HN: Best way to accept payments online?

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Re: Ask HN: Best way to accept payments online?

#2
It depends on which country you are in and what platform you are using I suppose. If it's in the US then Braintree is a good and easy to setup payment system. I haven't personally used it but have heard about their ease of setup. Of course, you could use paypal if you are elsewhere but you might have to spend some effort setting it up.

Re: Ask HN: Best way to accept payments online?

#3
post #2

It depends on which country you are in and what platform you are using I suppose. If it's in the US then Braintree is a good and easy to setup payment system. I haven't personally used it but have heard about their ease of setup. Of course, you could use paypal if you are elsewhere but you might have to spend some effort setting it up.

+1, thanks I'll likely use paypal, I'm not in the US.

Re: Ask HN: Best way to accept payments online?

#5
post #4

Ask stripe.com for a beta invite. I recently implemented their billing solution quickfast. 3.5% + $0.30 on each transaction, but no need for a merchant account. Get in contact via http://twitter.com/#!/stripe

I recommend Stripe as well. I am very happy with the integration process, the simplicity of the API, as well as their exceptional customer service.

There have been times during all random hours of the day and night when I have had a question and they have always gotten back to me promptly.

I triggered an error on their website one day and received an e-mail from them about 10 minutes later telling me a work around to avoid the problem and letting me know that they were in the process of pushing out a fix. A short time later I received another e-mail saying the fix was in place.

Re: Ask HN: Best way to accept payments online?

#6
As long as it is not pay-pal. The company I work for, which shall remain nameless, had much of its staff "cannibalized" by pay-pal. One manager of mine mentioned to me he turned down an offer from pay-pal because of its total lack of security, he basically felt it would be unethical to work for pay-pal, given the total lack of attention to security of people's bank accounts that it had. So, not sure the answer to this one, but at least, from "inside" knowledge here, do not use pay-pal.

Re: Ask HN: Best way to accept payments online?

#7
post #5
post #4

Ask stripe.com for a beta invite. I recently implemented their billing solution quickfast. 3.5% + $0.30 on each transaction, but no need for a merchant account. Get in contact via http://twitter.com/#!/stripe

I recommend Stripe as well. I am very happy with the integration process, the simplicity of the API, as well as their exceptional customer service. There have been times during all random hours of the day and night when I have had a question and they have always gotten back to me promptly. I triggered an error on their website one day and received an e-mail from them about 10 minutes later telling me a work around to…

Ah ok. I that case I'll try them first :)

Re: Ask HN: Best way to accept payments online?

#8

As long as it is not pay-pal. The company I work for, which shall remain nameless, had much of its staff "cannibalized" by pay-pal. One manager of mine mentioned to me he turned down an offer from pay-pal because of its total lack of security, he basically felt it would be unethical to work for pay-pal, given the total lack of attention to security of people's bank accounts that it had. So, not sure the answer to thi…

Thanks for the Tip :-) will likely go with @stripe then :)

Re: Ask HN: Best way to accept payments online?

#9
post #7
post #5

Earlier quoted context omitted.

I recommend Stripe as well. I am very happy with the integration process, the simplicity of the API, as well as their exceptional customer service. There have been times during all random hours of the day and night when I have had a question and they have always gotten back to me promptly. I triggered an error on their website one day and received an e-mail from them about 10 minutes later telling me a work around to…

Ah ok. I that case I'll try them first :)

I wouldn't recommend a payment system that's still in beta. There's lots of things you can screw up that won't seriously damage your startup, payment isn't one of them.

I'd recommend starting out with one of the major "easy-to-get-started" providers like Paypal or 2co and then switch to a merchant account once the volume of sales make it worthwhile.

Re: Ask HN: Best way to accept payments online?

#10
post #9
post #7

Earlier quoted context omitted.

Ah ok. I that case I'll try them first :)

I wouldn't recommend a payment system that's still in beta. There's lots of things you can screw up that won't seriously damage your startup, payment isn't one of them. I'd recommend starting out with one of the major "easy-to-get-started" providers like Paypal or 2co and then switch to a merchant account once the volume of sales make it worthwhile.

That is a good point that I failed to make in my excitement. Thanks for bringing that up.
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