Alibaba Stock. I see a 30 to 50% return in the next 12 to 24 months.
Ask HN: How would you invest $20k?
11–20 of 41 posts
Re: Ask HN: How would you invest $20k?
#12> with a timetable of I would put that $20k into Ethereum (2.0) or any other crypto that is scalable, sustainable and has a large DeFi ecosystem around it.
Downvoters: OK, I'll tell you exactly why.
Historical price action of ETH suggests that it can reach the levels of >$4000 which is the all time high prices just like it did with its previous ATH of >$1000 prices in 2017. The same can be also said for Cardano (ADA).
It is clear that all other cryptos have reached or rose past their ATH prices of 2017 and most of them have maintained this price for months. But to get in now would not be wise to as you can see that from the ATH prices, which is why I warned to avoid jumping in at >$60K for BTC [0]. Now it has lost nearly half its value and has gone back to the prices since late January.
I expect another further pull back soon and we will be in the same cycle of people yelling 'cryptocurrency is dead xyz' and later in the months or years to come having repeated grumbling about how they missed out on the lows like they did in March 2020 and are celebrating that they have FOMO'd into February 2021's crypto euphoria.
Accumulation in the lows when the hype is over and taking profits in times of euphoria is the idea here.
As for stock (which is something completely different) to get into, probably $COIN or $ABNB.
Re: Ask HN: How would you invest $20k?
#13Put it in an index fund. Warren buffet said if he could go back he would just put tons of money in an index and wait.
Re: Ask HN: How would you invest $20k?
#14Quit job, write an app, make money off it. I might need another job while waiting for it to grow, but by the end of 5 years, it'll likely be way more than $20k in the bank.
“An app” is not enough. This isn’t 2009
Re: Ask HN: How would you invest $20k?
#15I would pick stocks of companies with good performance and financials using investblaze app. And plan to hold for 10+ years.
Re: Ask HN: How would you invest $20k?
#16I would pick stocks of companies with good performance and financials using investblaze app. And plan to hold for 10+ years.
You can mention your own product (https://news.ycombinator.com/item?id=27405243) but I think it's best add a disclaimer to be more transparent
Re: Ask HN: How would you invest $20k?
#17I'll throw this item I've been following for a while. There is a supply/demand problem with a certain stock that had a massive rise in Jan in the video gaming industry. It could be short term and you may see it as risky but there is a lot of research being done by folks over in reddit that point to large Wall Street firms having naked shorted the stock for months, possibly much longer. Bankruptcy isn't an option anymore (which was the bet these firms made at start of pandemic on several retailers) since the company paid off long term debt and is winding down brick-n-mortar while ramping up ecommerce.
People are estimating 2x-4x of the issued shares exist out there for this security and the large Wall St firms are losing runway where they can play bookkeeping games with failing to deliver shares, etc. Look for the "House of Cards" posts on reddit by a user named atobitt for a lot more detail.
Anyhow, the annual shareholder meeting is this Wednesday. Many retail investors have been encouraging proxy voting their shares because then the company will know that when say 200 million votes come in and only 73 million shares were ever issued that there is a significant problem. Setting aside fundamentals of the company and "valuation", if this situation is going on to the magnitude people claim, it is a massive short squeeze where the price could skyrocket.
I'll admit the research on reddit seems very tin-foil hatty but they have been interviewing trusted professionals that know about these things - lawyer, journalist and former DTCC employee and digging up as much data as they can to the point of FOIA requests to the SEC. Interview are up on youtube.
If nothing like that happens, there is a strong fundamentals case building where it could be the amazon of video gaming in a few years. Another option would be finding an entire stock market index fund as a solid fire and forget investment that will average decently over the long term.
Re: Ask HN: How would you invest $20k?
#18Save it. It is not enough money to offer enough return on your time managing it. The only way it will return a meaningful amount of absolute dollars is dumb luck. Or years of hard work. By which I mean as working capital it might be enough to buy a lawn mower, some shovels, and a trailer and put you in the landscape business. But only dumb luck is going to turn $20k into $50k in five years without a lot of your time.…
> In real-estate or the stock market and finance in general, $20k is the short stack gone all in. It’s dumb money at the table. I don't get how this can be true. $20 000 invested in some company/fund/asset gives you the same % return as $2 000 000 invested in the same way.
Sure and so would a penny.
Suppose you want your investment portfolio to return 7% a year.
If it has $2,000,000 you have enough cash on cash return to live off. Enough cash on cash return that you might make maintaining your portfolio a full time job.
It's just as much work to get 7% returns on a penny (or $20k) but the cash on cash returns are not enough to make it worth working as a full time job.
Now suppose you $200,000,000. You can buy profitable businesses. You can pay someone else to run them from the cash on cash returns.
With $20,000,000,000 you can pay a team with cash on cash rounding error to figure out how to engineer the system so that small investors usually lose. So that they only win via statistical unlikelihood...aka "dumb luck."
Big money doesn't invest in the same way. Ted Turner had enough money to buy a TV station with the Atlanta Braves thrown in to sweeten the pot. $20k is not that kind of money.
Re: Ask HN: How would you invest $20k?
#19> with a timetable of I would put that $20k into Ethereum (2.0) or any other crypto that is scalable, sustainable and has a large DeFi ecosystem around it.
Downvoters: OK, I'll tell you exactly why. Historical price action of ETH suggests that it can reach the levels of >$4000 which is the all time high prices just like it did with its previous ATH of >$1000 prices in 2017. The same can be also said for Cardano (ADA). It is clear that all other cryptos have reached or rose past their ATH prices of 2017 and most of them have maintained this price for months. But to get i…
Yeah 60k+ was obviously euphoria. I'm pissed I didn't sell, but I just didn't want to part with any btc haha.
Had some alts that I was up 3-4x on, should've at least put those back to the steady eth/btc.
Re: Ask HN: How would you invest $20k?
#20Earlier quoted context omitted.
> In real-estate or the stock market and finance in general, $20k is the short stack gone all in. It’s dumb money at the table. I don't get how this can be true. $20 000 invested in some company/fund/asset gives you the same % return as $2 000 000 invested in the same way.
Sure and so would a penny. Suppose you want your investment portfolio to return 7% a year. If it has $2,000,000 you have enough cash on cash return to live off. Enough cash on cash return that you might make maintaining your portfolio a full time job. It's just as much work to get 7% returns on a penny (or $20k) but the cash on cash returns are not enough to make it worth working as a full time job. Now suppose you $…
I don’t quite see it that I way. I think it is much harder to find 200,000,000 dollars worth of mispriced assets than it is to find 20k. The crumbs that would be a rounding error on 200 mil would be a huge return on 20k