11–20 of 34 posts
Super tiny nit: I might put the per-month cost next to the annual price (and maybe how many months/years next to the lifetime cost). It was not immediately apparent to me that the annual price is 50% cheaper, which is fairly substantial.
Hey HN! I'm excited to (officially) show off the project I've been working on (for far too long): uFincs, a privacy-first personal finance app! https://ufincs.com Yes, it's another personal finance app. Yes, there sure are a lot of them. But when I got tired of using GnuCash a couple years ago, I figured I should try something a little different and throw my hat in the ring. The result? No banks, no budgets, no data…
Privacy-first finance app should really have a self-hosted option front and center. That's not even negotiable. That's because otherwise the privacy property of the app hinges on a trust in vendor and the assumption that they won't serve some funny JS on the next page reload. The one and only way to address this is to provide a self-hosted, completely self-contained version. There's really no way around this. It's no…
But I like to think that, at least when put in contrast with other products on the market, choosing to do these privacy/security related things is better than not.
I elaborate on this further in our security doc (https://ufincs.com/policies/security#the-catch) and the FAQ (https://ufincs.com/faq#is-a-ufincs-a-trustless-system).
Hey HN! I'm excited to (officially) show off the project I've been working on (for far too long): uFincs, a privacy-first personal finance app! https://ufincs.com Yes, it's another personal finance app. Yes, there sure are a lot of them. But when I got tired of using GnuCash a couple years ago, I figured I should try something a little different and throw my hat in the ring. The result? No banks, no budgets, no data…
Privacy-first finance app should really have a self-hosted option front and center. That's not even negotiable. That's because otherwise the privacy property of the app hinges on a trust in vendor and the assumption that they won't serve some funny JS on the next page reload. The one and only way to address this is to provide a self-hosted, completely self-contained version. There's really no way around this. It's no…
I see that CSV import is supported. For people like me it will be truly useful to outline, with examples, how and what exactly can be automated using CSV or other methods.
In my family we use Wallet [1], which allows for shared family accounts, budgets and bank account sync. The app definitely has some issues, like because of the PSD2 requirements, sync sometimes fails for some banks. It lacks a solid algorithm that recognizes/remembers the type of synced expenses. It also lacks some features like investment type of accounts that support stocks or crypto with real-time updates.
That being said, it still provides an immediate look over our current finances and monthly balance with as little need for account management as possible.
I hope this feedback helps.
Earlier quoted context omitted.
Absolutely none at all! uFincs is all about manual entry (although CSV import + recurring transactions makes things a bit easier). I made a deliberate choice to not support any bank integrations for privacy reasons (although simplicity is also a big factor).
privacy in what sense? the bank owns your data already, if you don't store any user data in the cloud, then is private by design, right? I was looking for something like this, but I do need auto import my transaction data, across all banks and brokers, etc. Offline first and only, ala Personal Capital, but secure and safe. Paying 20 bucks a month for the privilege of manual data entry is a bit much. There is a bunch…
Anyways, I definitely understand where you're coming from. Plenty of other products that do have bank integrations though, so at least of there's lots of options for you!
And thanks for the design feedback :)
I really appreciate the "Get out your credit card" call to action. Just the right kind of humor for a personal finance site. Super tiny nit: I might put the per-month cost next to the annual price (and maybe how many months/years next to the lifetime cost). It was not immediately apparent to me that the annual price is 50% cheaper, which is fairly substantial.
And yeah, the pricing section could definitely be made clearer on that. Thanks for the feedback.
Earlier quoted context omitted.
Any plans for Plaid/etc integration for transaction syncing?
Absolutely none at all! uFincs is all about manual entry (although CSV import + recurring transactions makes things a bit easier). I made a deliberate choice to not support any bank integrations for privacy reasons (although simplicity is also a big factor).
The problem I've always had with these type of apps is keeping them in sync with what I've spent using my CC or bank transfers. After a while it gets truly annoying to import or god forbid type in all weekly transactions. I see that CSV import is supported. For people like me it will be truly useful to outline, with examples, how and what exactly can be automated using CSV or other methods. In my family we use Wallet…
In any case, I agree that we could do better as far as showing examples/features altogether, but I figured (at least for the time being), just letting people use the app without an account (https://ufincs.com/noaccount) is as good a demo as any.
Definitely useful feedback, thanks!
Earlier quoted context omitted.
Thanks! The app itself is all React + Redux + TypeScript. Backend API is Node + Feathers + TypeScript. So certainly nothing fancy.
tailwind too, right?