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Show HN: I made a simulator for personal finance

projectifi.io

31–40 of 266 posts

Re: Show HN: I made a simulator for personal finance

#33
post #9

Looks interesting, but based on the privacy policy terms of data usage, transferability, and so forth, I can't in good faith test with real financial data: https://projectifi.io/privacy-policy.html Everytime I see a tool that shouldn't need to be hosted remotely as a service and could reasonably be deployed to the client where they have more control over their data (not as a service), it's a non-starter for me. I get…

Thanks for the feedback! I've thought about maybe creating a version which is wrapped up as an Electron app and runs natively and with no google analytics, etc. Does it sound like that might alleviate some of your concerns?

I guess I should also add that with the current web version, you can opt out of sending telemetry data via cookie preferences, and with the Premium version you choose whether or not you want your data persisted or not. (there is also a button to remove all your data at a later date if desired). Perhaps something else that might be helpful to add is an import/export button so you can save and load data locally(?)

Re: Show HN: I made a simulator for personal finance

#34
post #27
post #24

Earlier quoted context omitted.

You can still have it be client side if you're web based, right?

How?

By doing all of the computation of user data clientside, and making all of the persistence in localstorage.

It’s very doable, especially with small data.

Unfortunately, you have to take projects’ words that they do this on good faith as an end user. You’d need to GET the app bundle, and then firewall the tab / disable your network interface to be certain that no data is leaking out. It’s not so easy to control this as an end user these days, and web apps can be quite sneaky.

Maybe we’ll see some innovation in this space from browsers in the future, where an app can identify itself as local only and then be sandboxed by the browser.

Re: Show HN: I made a simulator for personal finance

#36

There is no reason at all for this to be server-hosted. I have of course done this for myself a very long time ago creating an effectively identical feature set using spreadsheets and even put them onto Microsoft's sharing pages (no idea what happened to them, it was such a long time ago). I'm not saying this isn't a better solution than Excel. You work with what's available at the time. But there is nothing at all a…

Let me just say that I'm glad people like you and Frost1x are here, fighting the good fight. Ten years ago, I still though the "make an app on the web" thing was a fad that would go away soon, and the pendulum would swing back to native apps. That hasn't happened, and if anything, the practice of just putting it on the web has become the default, which is a little scary.

The web site looks great, and I sincerely appreciate the courage and vulnerability it takes to throw one's project to the "Show HN wolves," but I have to agree that this needs to be a native application (that I can demonstrably run with the network plug disconnected) for me to touch it with real financial information. It also needs to be "better than old-school desktop Quicken" for its use case, in order to un-sticky me from that application and migrate my 20+ years of data from it.

Re: Show HN: I made a simulator for personal finance

#38
post #27
post #24

Earlier quoted context omitted.

You can still have it be client side if you're web based, right?

How?

Any thoughts on the comments under the Frost1x post? (e.g. Electron app version, and/or import/export or local storage options for web premium users). Certainly local storage is very doable -- I didn't anticipate how hotly requested that might be. I'll also note that all calculations are actually already client-side.

Re: Show HN: I made a simulator for personal finance

#39

Earlier quoted context omitted.

It's a British-ism, and not that uncommon.

Yep, I know the word, and agree it's not uncommon. My point was that user to whom I replied seems to be using it in a generally negative way. > looks interesting but I think it is still a little bespoke As if "bespoke" is the opposite of "interesting" or othwerwise a counterpoint to a good review. As I understand the word "bespoke", it carries no negative nor positive charge - just means "made individually to order",…

I think the parent was trying to express that the app seemed designed for a specific demographic, and didn't generalize as well as it could. (And they therefore suggested a feature that would help it function well for a broader audience.)

Re: Show HN: I made a simulator for personal finance

#40

This was also posted 9 days ago [0], when OP created their account, with 3 other also freshly created accounts (with no other activity on them) praising it. Make of that what you wish. [0]: https://news.ycombinator.com/item?id=26862841

Thank you for digging into this! Private finance data like this, submitted to a server, makes me uneasy. This isn't some calendar app or a game. The reputation of the site should be beyond reproach.
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