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Clubhouse Payments

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Re: Clubhouse Payments

#41

Post by 015a »

dogma1138 wrote: post #32
rvz wrote: post #22

> 100% of the payment will go to the creator ... Clubhouse will take nothing. Well imagine if they had an Android app in the first place or earlier right before all the big players started copying them, then it would have been attractive to the users. Right now, what is the point if the invite system is still there. Another platform can just announce the same thing and they are back to square zero. > We are excited t…

Yeah I don’t understand their business model, there is a cost to process a payment so even if I give someone $100 the credit card company and payment processors will take a cut. Now there is a difference between a platform that takes 15-30% cut and And this ofc goes beyond the fact as you mentioned that the big players can simply kill this by having a similar policy especially for smaller creators. The only purpose o…

If you read the linked announcement:

> 100% of the payment will go to the creator. The person sending the money will also be charged a small card processing fee, which will go directly to our payment processing partner, Stripe. Clubhouse will take nothing.

Re: Clubhouse Payments

#42

Post by judge2020 »

eloff wrote: post #4

> To send a payment in Clubhouse, just tap on the profile of a creator (who has the feature enabled) and tap "Send Money". > Enter the amount you would like to send them. The first time you do this, you’ll be asked to register a credit or debit card. > 100% of the payment will go to the creator. The person sending the money will also be charged a small card processing fee, which will go directly to our payment proces…

Apple Pay Cash (the one in the Messages app), Google Pay take $0.00 for person-to-person payments. Given Clubhouse isn't formally introducing some sort of monthly payment or "pay me for access to Clubhouse streams" thing, they can probably argue they're just creating another P2P money sending service.

Re: Clubhouse Payments

#43

Post by weird-eye-issue »

dylan604 wrote: post #13
babelfish wrote: post #2

> Clubhouse will take nothing. Interesting choice. It would have been easy to add an extra 1-5% on top of each payment.

The natural question then would be, what are they taking? They have to make money to survive somehow.

Welcome to VC funded businesses. They literally don't have to worry about creating money for now

Re: Clubhouse Payments

#45

Post by tallgiraffe »

filoleg wrote: post #34
minimaxir wrote: post #6

This provides a very strong incentive for bad actors on Clubhouse to create rooms to ask for money under false/scammy pretenses, and Clubhouse has an unclear moderation policy for that.

On another hand, it provides a strong incentive for Clubhouse to ban such bad actors asap without even a second thought, because Cluhbhouse doesn't make a single dime off them due to not taking a cut from payments. No conflict of interest and no perverse incentives. Which is in stark contrast to some perverse incentives other popular platforms have, e.g., Twitter and FB being lenient on botting and fake profiles beca…

You can't really ban "them," because you cannot objectively and factually verify they are bad actors. Check out how many startup pitch groups there are on Clubhouse. Some of those folks are actual investors, and some are just social media publicity stunt gurus. But both can sound equally good. Snake oil salesmen are going make a killing on Clubhouse.

Re: Clubhouse Payments

#46

Post by stickydink »

newbie578 wrote: post #28

Hmm, I see that they use Stripe. Can someone explain how does this not count as In-App-Purchases? I would expect Apple to be all over this and apply it's Mafia cut?

Apple guidelines, section 3.1.1, regarding in-app purchases:

>Apps may use in-app purchase currencies to enable customers to “tip” the developer or digital content providers in the app.

Section 3.1.2(d), regarding permissible use of other payment methods:

>3.1.3(d) Person-to-Person Services: If your app enables the purchase of realtime person-to-person services between two individuals (for example tutoring students, medical consultations, real estate tours, or fitness training), you may use purchase methods other than in-app purchase to collect those payments. One-to-few and one-to-many realtime services must use in-app purchase.

https://developer.apple.com/app-store/review/guidelines/

It's fuzzy, perhaps, given the word "may". Apple's unofficial advice for fuzzy guideline questions is to implement, submit, and argue your case once it's live.

Re: Clubhouse Payments

#47

Post by rogerdickey »

SteveMorin wrote: post #3

I wonder how this will compete with things like substack. Will creator support like clubhouse's payments, undermine or enhance things like payments from platforms like substack. I use both for my newsletter: For example my newsletter ProductiveGrowth , weekly stories about productivity, leadership, motivation, and anything else that helps us and our teams grow and be more productive. I don't use either payment option…

This seems like one to downvote

Re: Clubhouse Payments

#48

Post by dylan604 »

weird-eye-issue wrote: post #43
dylan604 wrote: post #13

Earlier quoted context omitted.

The natural question then would be, what are they taking? They have to make money to survive somehow.

Welcome to VC funded businesses. They literally don't have to worry about creating money for now

That must be one helluva slide deck to convince VCs that user supported/subscription based income will work.

Re: Clubhouse Payments

#49

Post by vmception »

baxtr wrote: post #27
SteveMorin wrote: post #3

I wonder how this will compete with things like substack. Will creator support like clubhouse's payments, undermine or enhance things like payments from platforms like substack. I use both for my newsletter: For example my newsletter ProductiveGrowth , weekly stories about productivity, leadership, motivation, and anything else that helps us and our teams grow and be more productive. I don't use either payment option…

Is this a shameless plug disguised as a comment?

Kind of looks like a Clubhouse bio, ironically

Re: Clubhouse Payments

#50

Post by paxys »

Very interesting that they chose to go with a tipping model vs letting creators set up "pay to enter" chat rooms. That would be a lot more useful for the way I normally see the product used.

I guess this was just the easiest lift from the technical side (not too much work beyond copy pasting some Stripe sample code).

Although if it's just a matter of P2P money transfer for tips/donations then I'd rather use something like Venmo or Cash App and pay no fees. If I was a creator on Clubhouse I'd be putting "Venmo me at @XYZ instead of this" on my profile right now.

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