Earlier quoted context omitted.
Right, and that is why I kinda prefer the American system.... it is very easy to use and set up direct deposit and direct payments, and most of the time nothing bad happens. The few times something bad happens, it is fixed. I'd rather take the occasional having to wait a few days to sort out a fraud charge than have to be inconvenienced every time I want to send or receive money.
In my experience it is really hard to deposit money into another persons account in America. In my home country in Europe, all I need is their account number and their personal id number and I can deposit straight from my online banking system. They don’t have to be in the same bank or nothing. In America this is so much more complicated. I have a hard time depositing money to my partner outside of my credit union’s…
Get yourself formally added as an authorized user of the account and you won’t have this problem anymore.