Earlier quoted context omitted.
And you are qualified to express this view how?
Experts are usually vetted by regulators and other experts, not random members of the public. As anyone is presently free to say whatever they please, I see no reason to share my personal information with the world.
Right before a literally historic housing market crash occurred, that then became an enormous stock market crash.
How much more of an expert would you want than Hank Paulson, who added billions of value to Goldman Sachs bottom line, who he himself made $1bn working there, and who had been in the financial industry for 30+ years at the time, and who was the Secretary of the Treasury?
What kind of "expertise" should he have had in your perfect utopia?
I should remind you that Paulson was indeed vetted by regulators, other experts, and Congress, and was widely considered a great choice as SecTres.
We see how that worked out.
An autistic medical doctor predicted the housing market crash 3 years before Paulson made that statement, so as far as I can see, so much for your so-called experts. In fact, I think if you'll try less to defer to experts and more to defer to history, you'll find a very long list of people who were held in the highest esteem who continually got shit wrong, and very very few who got it right.