Earlier quoted context omitted.
Or even small organizations, or individuals. Our phones storage is uniformly encrypted by default now and have been for several years. There's absolutely no reason that Windows installs and Linux distros should offer unencrypted storage as anything but a hidden option for experts. That said: there's no particular reason to think this laptop wasn't encrypted.
Because it doesn’t matter to most people outside of a business setting. Forgetting your password and losing your backup key is a bigger risk especially some backup drive of pictures/videos.
Of course, this doesn't help you if the police or the government is after you, but that's irrelevant for 99,99+% of people.