Earlier quoted context omitted.
Up until January of this year I was making $40,084.00/yr. That means about $2k/month net. I was paying $156/month on rent by living in a small house with two roommates. I drive a 15yo car that is paid off and I live 3km from work so I don't depend on it. You can live on $12k/yr, you just chose not to.
I can't imagine you were living anywhere desirable that you could pay $156/month in rent. People living in high cost of living areas can't reasonably live on $12K/year. Luckily, they mostly get paid a lot better $40K/year because they have to.
Why is America the 'no-vacation nation'?
271–280 of 424 posts
Re: Why is America the 'no-vacation nation'?
#272Earlier quoted context omitted.
Question to non-french here, does your advertised salary include the employer's tax ? For exemple here in France, on the salary my employer pays, it's divided pretty much like this: 40% employer's taxes, 20% employee's taxes, 40% final amount of money you put in the bank when all is said and done. BUT my negociated salary, the one I signed on, never included employer's taxes, so for a 100€ salary I never discussed 10…
In the US, yes. The various taxes that employers must pay are paid separately, not taken out of their salary. If someone is talking about $60k or whatever, their takehome is $60k-federal income tax - social security tax - medicare tax - state income tax (some states don't have this, but most do)- local income tax (rare). On top of that, you are also likely going to have deductions for health/dental/etc insurance, and…
Re: Why is America the 'no-vacation nation'?
#273I think the low number of vacation days is just a side effect of Americans not having such a strict compartmentalization between "work" and "life". I worked on both sides of the Atlantic and although I settled in Europe now I actually like the US work ethic, the low number of vacation days notwithstanding.
For many Europeans work is something they do to have bread on the table and the "real" life is that part you're not working. For many Americans their work is their life and the free time they have gets intermingled with work (they take the kids to the company barbecue! never heard of that happening in Europe).
But if most of your waking moments are spent doing something which is not your primary objective than you could say the Europeans are the sad ones.
(Side note: I am now in the happy position that I enjoy running my own company, I might feel different if I had a lousy job)
Re: Why is America the 'no-vacation nation'?
#274If the US had the culture of taking off August, it would be far easier to take off 3 weeks since everyone in your company would be doing it. Logistically however I don't really understand how taking August off works in Europe. Where does everyone go? Doesn't it get super crowded?
Re: Why is America the 'no-vacation nation'?
#275Very simply, this country was founded by people with the Protestant Work Ethic http://en.wikipedia.org/wiki/Protestant_work_ethic and it has become a part of our national identity.
Re: Why is America the 'no-vacation nation'?
#276"Century of the Self" is a great documentary on how the American population has been socially engineered by corporations.
However, they are in fact some of the most important pieces of film I have ever watched, and Adam Curtis is one of the greatest documentary makers ever.
I encourage you to watch all these, then go and watch all his other works, starting with the Power of Nightmares.
Re: Why is America the 'no-vacation nation'?
#277Earlier quoted context omitted.
Medicaid provides a health insurance safety net for tens of millions of working and poor Americans...in fact there are more Americans in a federal health program (Medicaid, SCHIP, Medicare) than the entire population Germany.
I've heard that Medicare + Medicaid actually cost a bigger part of your national budget than in Europe, yet it ends up creating a weaker coverage health service coverage for only part of your people, compared to covering everyone in most of the European countries. There's differences between countries here obviously, but US healthcare seems to be less efficient than the European systems.
Re: Why is America the 'no-vacation nation'?
#278This was one of the major draws for me for moving to Europe in my early 20s (from the US). After working one year in the US and having one week of vacation, it was bordering on surreal to have 6. That said, most Americans wouldn't like the European pay scales. While a developer gets 3-6 times the vacation in Germany, they make half as much money. For me it was a great trade; I still had a middle class income and spen…
Or you could be a contract developer in the US, make 2x US employee salary and take vacation whenever you don't have an active project (months if you want).
Not that I'm disagreeing with you, it is the way to go. You just need the constant stream of work, which is easier said then done.
Re: Why is America the 'no-vacation nation'?
#279This was one of the major draws for me for moving to Europe in my early 20s (from the US). After working one year in the US and having one week of vacation, it was bordering on surreal to have 6. That said, most Americans wouldn't like the European pay scales. While a developer gets 3-6 times the vacation in Germany, they make half as much money. For me it was a great trade; I still had a middle class income and spen…
Question to non-french here, does your advertised salary include the employer's tax ? For exemple here in France, on the salary my employer pays, it's divided pretty much like this: 40% employer's taxes, 20% employee's taxes, 40% final amount of money you put in the bank when all is said and done. BUT my negociated salary, the one I signed on, never included employer's taxes, so for a 100€ salary I never discussed 10…
Re: Why is America the 'no-vacation nation'?
#280Earlier quoted context omitted.
Question to non-french here, does your advertised salary include the employer's tax ? For exemple here in France, on the salary my employer pays, it's divided pretty much like this: 40% employer's taxes, 20% employee's taxes, 40% final amount of money you put in the bank when all is said and done. BUT my negociated salary, the one I signed on, never included employer's taxes, so for a 100€ salary I never discussed 10…
In the US advertised salaries don't include personal income tax (local and federal), insurance, social security, medicare, 401k, and any other fees you might incur. At the top of your paycheck you would see your 'advertised' earnings for that period and then at the bottom you have your take home net pay. Depending on your location, you loose around 20% of your 'advertised' pay to taxes and other mandatory things. If…