Earlier quoted context omitted.
>If you were working 80% as much, they would probably only be able to pay 70% of your salary. ...why? Unless there's an implication that they'd need to hire more people, why would they need to pay you less? If you're generating the same amount of revenue, just working fewer hours, their fixed profit should be able to cover your fixed healthcare whether you work 80% of the time or 10% of the time. As long as they aren…
> If you're generating the same amount of revenue if you worked only 80% but is able to generate the same revenue as working at 100%, then surely one of the following must be true: you either slack off the 20% of the time, or the company is overpaying you for the work you do! Therefore, it must be assumed that if you worked only 80% of the time, you're only 80% effective. So the fixed cost of an employee doesn't decr…
No meetings, no deadlines, no full-time employees
421–430 of 543 posts
Re: No meetings, no deadlines, no full-time employees
#422Earlier quoted context omitted.
Part of the issue here too is that not only is US health insurance very expensive, but for all practical purposes it doesn’t kick in until you’ve had a fairly significant issue. So you are paying a lot of money for insurance you hope to never use, and in the event you need some kind of basic care you are still paying out - and have no meaningful negotiating power. I’m under the impression in most countries with singl…
Also not a single mention in this subthread of what happens if you aren't poor enough to qualify for medicaide (in most states you have to be near-homeless levels of poverty), but not anywhere near rich enough afford a $1500 a month plan for your family.
Edit: Maybe this is part of the answer:
https://news.ycombinator.com/item?id=25681432
One more likely dies from cancer, because any treatment likely won't start until too late.
Re: No meetings, no deadlines, no full-time employees
#423Earlier quoted context omitted.
I’m making $10K/mo for a quarter-time PM role at Gumroad (so about $250/hr).
Honestly that's very nice money and more than I make full time. I'd happy take a role like that and work (10 hours per week?). Even if I wasn't that keen on the role (that's 30 hours per week to do what I want!)
Re: No meetings, no deadlines, no full-time employees
#424Earlier quoted context omitted.
My friend in Vancouver had lung xray show up something weird and the doctor scheduled her for an MRI. The appointment was in 7 months. Instead she got the MRI in a private clinic for a pretty reasonable cost and came back with the results for her doctor. If that's not indicative of something broken, then I don't know what to tell you.
What do you think the odds were that it was something that would cause problems in fewer than seven months, or that if she experienced symptoms that they would move her up in line? Genuinely asking, since I don't know any details about her situation or much about lung ailments.
Re: No meetings, no deadlines, no full-time employees
#425Earlier quoted context omitted.
waiting lists "can be long" – it's time to stop parroting these misleading statements. They can be, if your test/operation isn't urgent. Urgent things are treated right away. Frankly, as an American, I think we have shit quality of health service, based on the insurance cos' red tape and restrictions and paperwork alone. Getting healthcare in this country is a bureaucratic nightmare. Maybe the docs and meds and tests…
My friend in Vancouver had lung xray show up something weird and the doctor scheduled her for an MRI. The appointment was in 7 months. Instead she got the MRI in a private clinic for a pretty reasonable cost and came back with the results for her doctor. If that's not indicative of something broken, then I don't know what to tell you.
Re: No meetings, no deadlines, no full-time employees
#426Hey, #1 on Hacker News! I don't think that's happened since...I wrote Reflecting on My Failure to Build a Billion-Dollar Company back in 2019: https://news.ycombinator.com/item?id=19105733 Thanks HN for being a part of my journey!
It strikes me how atypical your landing pages are. I can't imagine that it converts into signups as well as it could. The front page offers little of substance. I'm curious if this is the result of testing multiple designs or if little effort has gone into optimizing so far?
Re: No meetings, no deadlines, no full-time employees
#427Earlier quoted context omitted.
My friend in Vancouver had lung xray show up something weird and the doctor scheduled her for an MRI. The appointment was in 7 months. Instead she got the MRI in a private clinic for a pretty reasonable cost and came back with the results for her doctor. If that's not indicative of something broken, then I don't know what to tell you.
If she was able to get the MRI at a reasonable cost, doesn't that suggest that the system isn't that broken? As far as I can tell almost nothing comes at a reasonable cost in the US.
Re: No meetings, no deadlines, no full-time employees
#428Earlier quoted context omitted.
> I make more than enough to afford proper health insurance on the open market. Everyone at Gumroad is paid very well and should be able to afford the same. This might be true for everyone at Gumroad , but I wouldn't be so sure. You also seem dismissive (probably unintentionally) of one of the biggest problems we have in the US right now: health care and insurance is ridiculously expensive–especially for people with…
> Imagine paying 10%+ of your salary just for health insurance. In Germany it's 14% that is split between you and your employer, so I guess you'd have to all of that on your own if you are self-employed. Granted, you can also choose to have a private health insurance which will seem cheaper but gets outrageously expensive with ages and it is very very difficult to get back to statutory insurance.
Re: No meetings, no deadlines, no full-time employees
#429Earlier quoted context omitted.
As another data point, I pay ~$350/mo for a low-deductible, high-quality HMO ACA plan as a single male in Maryland. (It would have been $550 in California). I'm incensed at the idea we leave families out in the cold like that - IMO healthcare should be free - but I don't find my care to entirely unaffordable.
I pay ~$350/mo for a low-deductible, high-quality HMO ACA plan That's the total amount the provider gets, or just your out of pocket before ACA subsidy ?
Re: No meetings, no deadlines, no full-time employees
#430Earlier quoted context omitted.
If she was able to get the MRI at a reasonable cost, doesn't that suggest that the system isn't that broken? As far as I can tell almost nothing comes at a reasonable cost in the US.
I think the criticism is probably of the Canadian health care system a la "She had to go to another country to get her scan in a reasonable period of time (and that country has a terrible global reputation for being insanely expensive and broken itself in the health care department)."
People from the US go abroad for care all the time.