191–200 of 615 posts
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Try out Novo [0] https://banknovo.com
https://www.trustpilot.com/review/banknovo.com
Earlier quoted context omitted.
Try out Novo [1] https://banknovo.com
https://www.trustpilot.com/review/banknovo.com
A while ago, I had a landlord who withdrew rent directly from my bank account[1] and who kept charging me rent after I had left. They also refused to return the money to me and insisted I file an ACH dispute through my bank, Simple. I was responsible for rent for me and my roomate, so being double charged rent for a month meant I was suddenly short two peoples' worth of rent. Simple was super, super good about the wh…
I don't know how many Simple employees are in this thread. I'm very sad to hear this news, and I'm sure you were too. Just want you to know that you all made a really meaningful difference in the lives of at least my wife and I. Before I switched to Simple, I had a really hard time budgeting for things/planning for expenses, and was frequently toeing the line of overdrawing my account. I was essentially financially i…
For years I was left unsatisfied with a tool that managed expenses with multiple cards and I found it half a year ago in CoPilot: https://copilot.money
Great app and handles internal transfers (ie payments to a card or another account) with grace. Smart rule system, recurring transactions, etc. Mint on steroids. Highly recommend for people like me looking for tools to replace simple.
Note: I am in no way affiliated with CoPilot, just found them super useful for that function as Simple wasn't hitting it.
Shameless referral code for a free month: 7UWQ7W https://copilot.money/link/cXPAZ3zJ3QT2N4LS6
I don't know how many Simple employees are in this thread. I'm very sad to hear this news, and I'm sure you were too. Just want you to know that you all made a really meaningful difference in the lives of at least my wife and I. Before I switched to Simple, I had a really hard time budgeting for things/planning for expenses, and was frequently toeing the line of overdrawing my account. I was essentially financially i…
I'd like to add to this. I used simple for a couple years back when it was first released, and it helped immensely in getting out of debt and on the right track. I've since moved on to other banks (at the time there were no joint accounts or savings, and I needed both), but I had friends reach out to me today in a panic because I'd recommend they use it over the years. It was an excellent tool that absolutely improve…
I recently had a U.S. Treasury check rejected by them. And in multiple messages, they refused to say why. Their reply apologized for both the inconvenience and that they couldn't tell me the reason for the rejection.
I've never had an in-person/traditional bank refuse to explain their actions before this. The rejection might be acceptable with an explanation. The refusal to explain is unworkable. And the explicit apology about the refusal to provide an explanation actually makes it even more frustrating.
The problem with "well I rarely need to deposit paper checks" is that what if I have some other problem? And they just refuse to explain themselves?
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My worry with most credit unions is that most of the ones commonly recommended have requirements for who can be a member, or are geographically tied. I'm unlikely to live in the same city for as long as I'd want to keep a bank account, and I'm not military or otherwise. Do you have a good recommendation for a CU that's more generally an option?
FYI: "Credit unions generally follow the principle of "once a member, always a member", which allows a member with a current credit union membership to remain a member even if they would otherwise no longer qualify to be such, such as leaving the company with whom they initially gained membership or moving outside the credit union's defined geographic area." This is certainly true for the credit union I am a member o…
I can use the ATMs of the regional credit union in the new area for free if I need an ATM, and my original credit union has been more than happy to facilitate everything else I need via phone and email. And the "phone" agents are literally just the same staff I'd be talking to at the branch I opened the account at, not some call centre, so there's no real need to go in to actually get customer service.
On top of that, the accounts are completely free. I pay $0/mo for a handful of accounts (one for general monthly bills, one linked to my debit card, another for savings, etc) with unlimited transactions/transfers/etc.
The _only_ thing I'm missing is the ability to deposit cash. Which has yet to be any sort of issue for me.
I don't know how many Simple employees are in this thread. I'm very sad to hear this news, and I'm sure you were too. Just want you to know that you all made a really meaningful difference in the lives of at least my wife and I. Before I switched to Simple, I had a really hard time budgeting for things/planning for expenses, and was frequently toeing the line of overdrawing my account. I was essentially financially i…
Depending on your mortgage interest rate, have you considered continuing the 18 years and investing your extra cash in index funds? Market returns ~10% over 20 years, so if your mortgage is 6% or less it's in your best 'interest' to continue.