11–20 of 26 posts
Also I get all my groceries from ethnic stores so I save at least 50% there. I also own my house outright so I don’t waste money on mortgage interest.
After paying off existing debt the next best thing once you have an emergency fund covered is stocks and maybe a little crypto if you're feel like future proofing yourself. The yield on government bonds is really low at the moment and p2p loans can be finicky at best (I've lost more money than I've made from Mintos...). Stocks have been giving great returns over the last few years and while there's almost certainly g…
The only thing that I could do regarding this is use a platform like etoro and their copy feature.
After paying off existing debt the next best thing once you have an emergency fund covered is stocks and maybe a little crypto if you're feel like future proofing yourself. The yield on government bonds is really low at the moment and p2p loans can be finicky at best (I've lost more money than I've made from Mintos...). Stocks have been giving great returns over the last few years and while there's almost certainly g…
After paying off existing debt the next best thing once you have an emergency fund covered is stocks and maybe a little crypto if you're feel like future proofing yourself. The yield on government bonds is really low at the moment and p2p loans can be finicky at best (I've lost more money than I've made from Mintos...). Stocks have been giving great returns over the last few years and while there's almost certainly g…
I don't have the necessary financial knowledge to learn how to trade efficiently. I know it's now just buy low, sell high. The problem is when and what to buy. The only thing that I could do regarding this is use a platform like etoro and their copy feature.
And when you buy this you are effectively buying, Apple, Amazon, Google, Johnson & Johnson, Procter & Gamble Co, NVIDIA etc because the fund will go ahead and buy all the largest 500 US companies weighted by market cap.
The S&P500 has returned an average of 12% a year for the last 10 years.
I don't. I simply have a very frugal lifestyle. The result is that on average over a year about half goes to savings.
After paying off existing debt the next best thing once you have an emergency fund covered is stocks and maybe a little crypto if you're feel like future proofing yourself. The yield on government bonds is really low at the moment and p2p loans can be finicky at best (I've lost more money than I've made from Mintos...). Stocks have been giving great returns over the last few years and while there's almost certainly g…
crypto...I wanted to buy btc when it was 16k, then thanked myself I didn't (it crashed to 8k) and now it traded for 25k+...same with XRP
Put all charges onto a sold rewards card, Costco Visa in my case.
Pay off credit card every paycheck and put the rest into Ally Invest account.
Buy Etfs to maintain the balance of a solid portfolio.
Examine monthly budget from personalcapital.com and finds ways to trim expenses.
I keep all large expenses small my rent has never been more than $800 a month. I do this by living with people.