Call me old fashioned but what's wrong with having a regular git repo anywhere you want with all of your dotfiles and them symlink those files to where they need to go? If you wanted to you could && a few symlinks and other commands into 1 copy / paste'able command to get up and running really quickly. It's also painless to manage secrets by sourcing in optional files. It also works nicely when you want files living…
Well, that's what you end up with. Stow just automates the "symlink those files part".