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RE: User experience - best card I’ve ever used. Integrates with my watch and phone in such a way that I don’t even have to pull it out to pay. Can dispute charges with a single text. Easy to see full details of spending and billing. The cash back pays for my monthly Apple One account too.
> Integrates with my watch and phone in such a way that I don’t even have to pull it out to pay. That’s contactless payment. Entirely possible without any Apple anything. A more cynical person might say that one of Apple’s strengths is marketing commoditised capabilities as something special.
Yes, I understand this, but if you are already part of the Apple ecosystem it's an excellent integration.