Congress is set to ban most surprise medical bills

Post by ngold » Mon, Dec 21, 2020, 5:06 PM UTC

tehjoker wrote: post #47

cdjk wrote: post #19

Earlier quoted context omitted.

The existing health insurance industry is far from free market. Try getting a price for a procedure or visit beforehand. Compare that to dental insurance. I’m always shocked when I get a treatment plant after 5 minutes that outlines exactly what the dentist needs to do, how much insurance will pay, and how much I will need to pay. Of course the set of possible treatments for dental work is a lot smaller, but it seems…

Price discovery doesn't help you. If you get knocked out, heart attack, your arm cut off, whatever (i.e. a lot of the expensive stuff) you just go to the nearest hospital, no consumer market finagling is even possible other than trying to live near a good hospital. Other times with chronic conditions where theoretically price discovery could help, the problem is that you need care badly so all the chronic care provid…

Post by luhn » Mon, Dec 21, 2020, 5:07 PM UTC

t0mbstone wrote: post #55

dpeck wrote: post #28

Earlier quoted context omitted.

That is inappropriate word choice here or anywhere. Remove your slur.

re·tard verb past tense: retarded; past participle: retarded /riˈtärd/ delay or hold back in terms of progress, development, or accomplishment. "our progress was retarded by unforeseen difficulties" It seems to me that the word's usage is an accurate description of America's lack of progress in this area...

Post by colejohnson66 » Mon, Dec 21, 2020, 5:07 PM UTC

t0mbstone wrote: post #55

dpeck wrote: post #28

Earlier quoted context omitted.

That is inappropriate word choice here or anywhere. Remove your slur.

re·tard verb past tense: retarded; past participle: retarded /riˈtärd/ delay or hold back in terms of progress, development, or accomplishment. "our progress was retarded by unforeseen difficulties" It seems to me that the word's usage is an accurate description of America's lack of progress in this area...

Post by iaw » Mon, Dec 21, 2020, 5:09 PM UTC

jrumbut wrote: post #94

leetcrew wrote: post #31

Earlier quoted context omitted.

I wouldn't reject this out of hand, but I do find that the complexities around healthcare and the obvious political implications lead to a lot of exaggeration and outright falsehoods being propagated. it's my understanding that the affordable care act requires insurers to treat any emergency services (if covered at all) as in-network. can anyone explain either a.) how I am wrong, or b.) how this can be circumvented?

Regarding how it can be circumvented, insurance companies, in my experience, try to say that this or that service was not actually part of the emergency. For instance, they may want to begin some of the long term maintenance of your new condition while you're still in the hospital. Whether the insurance company is successful or not, they may at least try to say this isn't covered. Eventually, you and your loved one a…

Post by ativzzz » Mon, Dec 21, 2020, 5:09 PM UTC

chapium wrote: post #84

When we had our first child, we carefully selected a pediatrician that was covered by our insurance. It turns out that doctor was only billable to our insurance for delivery, any follow up visits were not covered by the insurer because that same doctor was not considered part of that hospital org. The org she did routine pediatric work was somehow different, yet in the same building. We discovered this as we were lea…