If you can't do much, it shouldn't be much code, so coverage should stay high.
I used to be of the "70% is good enough" school, but I found that as I wrote better programs, I also achieved better test coverage. Not because I was writing more tests, but because I was choosing core designs with fewer edge cases, simplifying my error handling with fewer reachable paths, and admitting I might as well just crash in more cases. So now my line/branch coverage is more like 95-100%, but my code is easier to read and I write _fewer_, mostly functional/behavioral, tests. Most lines I don't reach are fatal errors, and most fatal errors are the only statement in their branch.
Code you can't reach from test cases isn't a sign you should write more tests, it's a sign you should remove that code from the program.
Today I view 90-95% really as a baseline, and focus more on path coverage (most standard tools are quite bad for this still) and edge cases in data (e.g. denormed floats or different kinds of invalid data I want to make sure stay invalid) that don't affect coverage one way or another.