Earlier quoted context omitted.
> Clearbanc, a financial services company, uses multiple Stripe products If Clearbanc tried to use a Stripe product today, it obviously uses the words "investor" and "Fund me" on its landing pages, "democratize access to capital," - so it sounds like crowdfunding, even though I know Clearbanc's business isn't. Your contractor compliance team would say no, but a Stripe W2, who is equipped for this kind of nuance, woul…
I'm confused. Are you trying to say that Stripe is violating their own policies by offering a clearing-house API to facilitate their customers getting loans from banks? Or are you trying to say that a Stripe customer would be in violation of Stripe's policies, if they used this facilitaton-of-loans to provide loans to their own customers? Because I think the first statement is obviously false; and the second statemen…
I think your parent is expressing (among other things) frustration about the fact that Stripe is presenting this product as a very modern, very Internet-based, very progressive product that we expect will be governed by the same kind of opaque, sometimes capricious enforcement of ToS/AUP that google uses to unexpectedly lock people out of their gmail accounts or "de-monetize" their youtube accounts for no discernible reasons ...
... but at the same time, this isn't a free email account and it isn't a video service - it's serious, grownup business involving real money.
So the question becomes, what kind of people are manning the back end infrastructure and how much of it is driven by algorithms ? As your parent describes, he can go to an actual bank and sit down with a real employee and have a substantive conversation with nuance and understanding ... which you can't have with an algorithm.