Earlier quoted context omitted.
The solution for this problem is raid. Way cheaper and far superior in terms of reliability than your solution. Or if that isn't an option (laptop?) a good backup-solution that that runs daily or more often is also a better and cheaper alternative. Drives may dail at any time, but they don't age the way your post would suggest.
I've looked into RAID. It seems a bit complicated to use. Is it trivial to create a RAID array in Linux with zero fuss and the whole thing 'just working' with very little knowledge of the filesystem itself other than it keeps your data 'safe' and redundancy baked in?
The setup is a bit more involved, but really not that bad. It’s a couple commands to join a few disks in an array and then you make a file system and mount it.
https://www.digitalocean.com/community/tutorials/how-to-crea...