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Google Pay reimagined: pay, save, manage expenses and more

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Re: Google Pay reimagined: pay, save, manage expenses and more

#91

Post by 0xy »

thanhhaimai wrote: post #51
thesuperbigfrog wrote: post #5

Google already has too much info from email, location tracking, and search history. Getting into bank accounts is too much. It would let them know exactly how effective advertising is since they would see how money is spent and they already know what advertisements they show you. Sorry, but no. Hard pass from me.

Brynn Bardacke (Google Pay Senior Director) stated publicly that: 1) Google Pay will never sell your information. 2) Specifically, Google Pay will never sell your transaction history to third parties 3) Or share it with the rest of Google for targeting ads. Source: https://youtu.be/A2hL32k7Y0I?t=934

Unless you add a Mastercard to your Google Pay account, because Google purchases Mastercard data directly for ad targeting purposes.

So he's being very misleading here, likely deliberately. They don't directly share it with the rest of Google, but indirectly your Google Pay data is still laundered through shady Mastercard deals to Google's ad behemoth anyway.

Google Pay -> Data laundered through Mastercard -> Google Ads

Re: Google Pay reimagined: pay, save, manage expenses and more

#92

Post by geomark »

moneywoes wrote: post #65
sorenjan wrote: post #42

I see that they've added integrated chat. If Google would've had a coherent chat app strategy they could've integrated it there, but I guess separate chats in every app is almost as good. There's no chance I'd use a service like this from Google by the way. I would probably had been interested if it had come from Google 15 years ago, but they have too much badwill since then, with all their cancelled services and sto…

Nailed it. Why would I use this over cashapp or venmo?

Well, Venmo is owned by PayPal. So there's that. Also US only I believe.

Re: Google Pay reimagined: pay, save, manage expenses and more

#93

Post by gerash »

ra7 wrote: post #8
thesuperbigfrog wrote: post #5

Google already has too much info from email, location tracking, and search history. Getting into bank accounts is too much. It would let them know exactly how effective advertising is since they would see how money is spent and they already know what advertisements they show you. Sorry, but no. Hard pass from me.

They say your transaction history with Google Pay won't be used in other Google services. How much you trust that is up to you.

Unpopular opinion here:

I do want an entity I trust at a given time (eg. Google, Apple, some credit union, etc.) to mine the raw data they have on my account and do something useful with it as long as neither the raw data nor the derived one is shared with other third parties.

My idea of something useful here isn't ads per se but currently I see ads for Google Fi in Gmail even though I'm a subscriber. That's pretty dumb

Re: Google Pay reimagined: pay, save, manage expenses and more

#94

Post by josteink »

emmelaich wrote: post #72
thesuperbigfrog wrote: post #5

Google already has too much info from email, location tracking, and search history. Getting into bank accounts is too much. It would let them know exactly how effective advertising is since they would see how money is spent and they already know what advertisements they show you. Sorry, but no. Hard pass from me.

They say never, which seems pretty categorical to me. > Google Pay will never sell your data to third parties or share your transaction history with the rest of Google for targeting ads.

Just like google promised your unlimited photos would be free for life?

Google’s promises are worth shit.

Re: Google Pay reimagined: pay, save, manage expenses and more

#95

Post by josteink »

jklinger410 wrote: post #3

>That’s why we’re working with trusted financial institutions to create Plex, a new mobile-first bank account integrated into Google Pay. Plex is already a product.

> Plex is already a product.

As long as Google controls your search results, it doesn’t have to be so.

Maybe tomorrow or a month from now Plex as we all know it (because they didn’t cancel their product 5 times the last 10 years) won’t exist in a meaningful way in your Google search results.

Re: Google Pay reimagined: pay, save, manage expenses and more

#96

Post by _the_inflator »

So Google Pay is now trying to be a Facebook Relationship Graph?

I like the day of grouping money exchange this way. My current banking app only allows to sort by time. You lose track which whom you most often exchange money, which can lead to better offers.

Re: Google Pay reimagined: pay, save, manage expenses and more

#97

Post by Thorrez »

dudus wrote: post #80
jklinger410 wrote: post #3

>That’s why we’re working with trusted financial institutions to create Plex, a new mobile-first bank account integrated into Google Pay. Plex is already a product.

Are you talking about the video broadcast app?

Yes.

https://i.imgur.com/8aczvjV.png

Re: Google Pay reimagined: pay, save, manage expenses and more

#99

Post by damnencryption »

kevincox wrote: post #47
Whitespace wrote: post #40

> Most importantly, Google Pay will never sell your data to third parties or share your transaction history with the rest of Google for targeting ads. I seriously doubt this, but I find it interesting that they address the elephant in the room in the launch announcement. I wonder how many other Google launches will note this as a perk before the hammer comes down from up high?

Disclaimer: I used to work at Google. If it it written in the privacy policy or similar I would trust it. Of course that doesn't mean it will never change in the future.

The only problem with that is how googles tries to have one single privacy policy for all their products and use it in their points for services which have separate policies. :/

It's messy and often misleading for an average consumer.

Re: Google Pay reimagined: pay, save, manage expenses and more

#100

Post by what_ever »

josteink wrote: post #94
emmelaich wrote: post #72

Earlier quoted context omitted.

They say never, which seems pretty categorical to me. > Google Pay will never sell your data to third parties or share your transaction history with the rest of Google for targeting ads.

Just like google promised your unlimited photos would be free for life? Google’s promises are worth shit.

Did Google promise that? I thought that was only for Pixel devices until Pixel 3.

Disc: Googler.

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