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Google Pay reimagined: pay, save, manage expenses and more

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Re: Google Pay reimagined: pay, save, manage expenses and more

#21
I use Google Pay for touchless payments with my phone. I like it for that. I use other solutions for tracking spending and organizing finances.

If these features help somebody gain personal insights or build some financial literacy, I view that as a good thing.

Re: Google Pay reimagined: pay, save, manage expenses and more

#23
post #8

Google already has too much info from email, location tracking, and search history. Getting into bank accounts is too much. It would let them know exactly how effective advertising is since they would see how money is spent and they already know what advertisements they show you. Sorry, but no. Hard pass from me.

They say your transaction history with Google Pay won't be used in other Google services. How much you trust that is up to you.

Hence the hard pass. It's not like they are providing it for free and need to make money somehow.

"Do the right thing."

Re: Google Pay reimagined: pay, save, manage expenses and more

#24
post #17
post #8

Earlier quoted context omitted.

They say your transaction history with Google Pay won't be used in other Google services. How much you trust that is up to you.

not at the beginning, but they reserve the right to change their TOS anytime.

And you will know when that happens and then you can stop using the service.

Re: Google Pay reimagined: pay, save, manage expenses and more

#25
post #13

Google already has too much info from email, location tracking, and search history. Getting into bank accounts is too much. It would let them know exactly how effective advertising is since they would see how money is spent and they already know what advertisements they show you. Sorry, but no. Hard pass from me.

With all the horror stories I've heard of them shutting down peoples' accounts with no explanation, recourse, or way to recover their contents, I have to agree.

When was the last such horror story you heard? (and I specifically mean shutting down access to Google Account and all services)

Last time I heard this type of story was back in Google+ times when it was trying to enforce some silly real name policy.

Re: Google Pay reimagined: pay, save, manage expenses and more

#26
post #24
post #17

Earlier quoted context omitted.

not at the beginning, but they reserve the right to change their TOS anytime.

And you will know when that happens and then you can stop using the service.

Or, we can refuse to play Charlie Brown + Lucy with the football entirely.

Re: Google Pay reimagined: pay, save, manage expenses and more

#27
post #19
post #13

Earlier quoted context omitted.

With all the horror stories I've heard of them shutting down peoples' accounts with no explanation, recourse, or way to recover their contents, I have to agree.

Yeah, when a normal bank closes your account, you can open one at another bank. Google closes your bank account, you potentially lose your email, passwords, contacts, documents...

To take this comparison further: you still need to transfer your assets out of the first bank, otherwise you lose all of that. Similarly you would need to get your digital assets out of Google, using Takeout. But not sure if Takeout is a service you can access when Google Account is locked, if not, it should be.

Re: Google Pay reimagined: pay, save, manage expenses and more

#28
On a fairly unrelated note, the link shortener situation at Google is all over the place. When you refer people to Google Pay, the link is shortened to "g.co/payinvite/", google images sharing goes to "images.app.goo.gl", google search is "g.co/kgs", and Google Pay profile sharing is "gpay.app.goo.gl".
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