Live data from Hacker News

Google Pay reimagined: pay, save, manage expenses and more

blog.google

11–20 of 129 posts

Re: Google Pay reimagined: pay, save, manage expenses and more

#13

Google already has too much info from email, location tracking, and search history. Getting into bank accounts is too much. It would let them know exactly how effective advertising is since they would see how money is spent and they already know what advertisements they show you. Sorry, but no. Hard pass from me.

With all the horror stories I've heard of them shutting down peoples' accounts with no explanation, recourse, or way to recover their contents, I have to agree.

Re: Google Pay reimagined: pay, save, manage expenses and more

#14
post #2

(Googler, opinions are my own. I also work on backend payment systems there). Also, this is a copy/paste from the other thread that never hit the front-page. A fun technical piece here is that this expands on the Google Pay for India app, which is built on Flutter for android and iOS[0]. As well, it's great to see Plex (bank accounts) officially announced, though it was talked about ~1 year ago here[1]. [0] https://d…

(Googler, opinions are my own. I work in Cloud)

I've been using the new pay app, linked with my personal account on Simple, and have been stunned with how well it determines what businesses I'm paying.

Splitting bills is nice too :P

Re: Google Pay reimagined: pay, save, manage expenses and more

#15
post #8

Google already has too much info from email, location tracking, and search history. Getting into bank accounts is too much. It would let them know exactly how effective advertising is since they would see how money is spent and they already know what advertisements they show you. Sorry, but no. Hard pass from me.

They say your transaction history with Google Pay won't be used in other Google services. How much you trust that is up to you.

They said the same thing about DoubleClick and YouTube. The amount of trust you should give to Google's words is zero.

Re: Google Pay reimagined: pay, save, manage expenses and more

#16
post #8

Google already has too much info from email, location tracking, and search history. Getting into bank accounts is too much. It would let them know exactly how effective advertising is since they would see how money is spent and they already know what advertisements they show you. Sorry, but no. Hard pass from me.

They say your transaction history with Google Pay won't be used in other Google services. How much you trust that is up to you.

It is too tempting for Google to pass up.

It is only change in "terms of service" away after enough people are using it.

The Google Rewards app is always wanting a photo of receipts when I pay with a credit card. Why would this be any different, especially when they would have access to the data so easily?

Re: Google Pay reimagined: pay, save, manage expenses and more

#17
post #8

Google already has too much info from email, location tracking, and search history. Getting into bank accounts is too much. It would let them know exactly how effective advertising is since they would see how money is spent and they already know what advertisements they show you. Sorry, but no. Hard pass from me.

They say your transaction history with Google Pay won't be used in other Google services. How much you trust that is up to you.

not at the beginning, but they reserve the right to change their TOS anytime.

Re: Google Pay reimagined: pay, save, manage expenses and more

#18
Those screenshots already showcase inline harassments like "Target 5% cashback deal expiring soon!" Hurry up and shop!

What a spoiled opportunity. Google could have done something really innovative and useful here, but it smells like just another advertising channel to me.

No thank you.

Re: Google Pay reimagined: pay, save, manage expenses and more

#19
post #13

Google already has too much info from email, location tracking, and search history. Getting into bank accounts is too much. It would let them know exactly how effective advertising is since they would see how money is spent and they already know what advertisements they show you. Sorry, but no. Hard pass from me.

With all the horror stories I've heard of them shutting down peoples' accounts with no explanation, recourse, or way to recover their contents, I have to agree.

Yeah, when a normal bank closes your account, you can open one at another bank.

Google closes your bank account, you potentially lose your email, passwords, contacts, documents...

Re: Google Pay reimagined: pay, save, manage expenses and more

#20
post #8

Google already has too much info from email, location tracking, and search history. Getting into bank accounts is too much. It would let them know exactly how effective advertising is since they would see how money is spent and they already know what advertisements they show you. Sorry, but no. Hard pass from me.

They say your transaction history with Google Pay won't be used in other Google services. How much you trust that is up to you.

I seem to remember them saying the same thing after the Nest acquisition in 2014 (“Nest data will stay with Nest”) but that didn’t last long.

https://archive.is/Aue14

Post reply on HN