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Ask HN: What are some small, internet products/services that you wish existed?

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Re: Ask HN: What are some small, internet products/services that you wish existed?

#4
post #2

Please don't use HN for market research.

Honestly wasn't my intention here. I just like reading about micro-products/services, and these threads often have a way of shedding light on actual products/services that exist, but are not popular yet for whatever reason.

Re: Ask HN: What are some small, internet products/services that you wish existed?

#8
As a part of online banking, being able to spawn temporary pseudo accounts, where I could transfer, say $150 a month over 6 months to cover an upcoming one time payment of an auto premium for example.

You would get the benefit of prepayment discounts and an accurate financial picture when looking at your main account.

I think some semblance of this exists for certain online banks but I have enough momentum with my current bank that I wouldn't switch just for that.

Re: Ask HN: What are some small, internet products/services that you wish existed?

#9
post #8

As a part of online banking, being able to spawn temporary pseudo accounts, where I could transfer, say $150 a month over 6 months to cover an upcoming one time payment of an auto premium for example. You would get the benefit of prepayment discounts and an accurate financial picture when looking at your main account. I think some semblance of this exists for certain online banks but I have enough momentum with my cu…

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Re: Ask HN: What are some small, internet products/services that you wish existed?

#10
post #8

As a part of online banking, being able to spawn temporary pseudo accounts, where I could transfer, say $150 a month over 6 months to cover an upcoming one time payment of an auto premium for example. You would get the benefit of prepayment discounts and an accurate financial picture when looking at your main account. I think some semblance of this exists for certain online banks but I have enough momentum with my cu…

> You would get the benefit of prepayment discounts and an accurate financial picture when looking at your main account.

I've been using YNAB for a few months and it's perfect for this. I used to park large sums in different places to keep track of what was what, but since I just track it all in YNAB now I can happily park most of my cash in a HYSA.

It pays for itself!

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