Earlier quoted context omitted.
I've started using the term "Mitt Romney unemployed" for "not working but no pressing need to", as a reference to his famous gaffe about "I know all about unemployment! Heck, I'm unemployed, myself!" https://www.thedailybeast.com/cheats/2011/06/17/romney-ribbe...
Why not just stick to the classic "idle rich"?
Edit: and even if “idle” in that sense is assumed to mean the previous sentence, that’s still counterintuitive and misleading.