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health insurance is my big wish. 20 hrs/wk with health insurance I'd work for 1/3rd my salary. EDIT: I have a family like most people. EDIT2: I'm thinking about how insurance isn't as expensive as giving up more than that in salary, but maybe I need the security of steady work on the resume, sick leave and a job to lean on if things get tough.
When I contracted in 2018, I paid $650-700/month for a pretty good "silver" insurance plan covering my wife (34 then) and I (39 then). Definitely varies by state and availability of insurers. But it was by choice... 1099 rate easily covered all taxes and insurance with room to spare and allowed be to set up a solo LLC and dump a buttload of pre-tax money into a 401(k)... About $53k in one year. Taking time off was ha…
That’s like double the IRS allowed maximum for pre-tax 401k deferral in a year, no? This is not my area of expertise so I could easily be unaware of something. Can you explain how you did this as I’m genuinely curious and want to do the same.