Earlier quoted context omitted.
I'm no expert, but I have a hard time believing the economics are this simple. Take health insurance: I'd imagine employers are buying plans offering per-employee costs lower than if each employee were paying for their own insurance. Economies of scale, bargaining power (at least when it comes to larger firms), etc. Perhaps at some firms the processing costs really do outweigh the savings, but I would expect this to…
None of the companies I've worked for offered a decent insurance plan. One had it, but it was more for the other 300 minimum wage workers and practically covered nothing other than car accidents. There were companies that offered full, proper health insurance, but I had my own so the value was close to nil, and the salaries were 25% lower than the smaller companies offered. Benefits tend to be mostly flat across empl…
In my opinion, we should do whatever maximizes product-market fit.