Wait until they ban you for life for a similarly random reason, then tell you “it cannot be appealed” lol.
PayPal is currently blocking all transactions containing the word “tardigrade”
211–216 of 216 posts
Re: PayPal is currently blocking all transactions containing the word “tardigrade”
#212Per [0], a possible answer to this seems to be that an arms dealer had connections to a company called Tardigrade Ltd. and all transactions with firms like these are prohibited which is why the word "Tardigrade" made it into PayPal's filter. As long as companies like PayPal have issues like that, or with moderation in case of Youtube, Twitter or Facebook, I'd claim neither of these companies have actually solved scal…
PayPal compliance is a very different problem to social media moderation. Financial regulations require any transaction that is "suspicious" in any way of having links to terrorism financing or money laundering be reviewed, and there are large and personal penalties for not doing so. And a review is expected to be more like auditing your customers entire financial history than just asking what they meant by a word, s…
The only company I’ve ever seen take these requirement seriously is Transferwise. I have a very common last name and similarly common-ish business name and they had to have me say I wasn’t related to a bunch of politicians I’d never heard or nor associated with a bunch of similar companies.
This keyword stuff is no kind of protection for them, especially if their own reps are advising people to just circumvent the list, which itself probably is a TOS violation.
Re: PayPal is currently blocking all transactions containing the word “tardigrade”
#213Earlier quoted context omitted.
NO security team?! So they literally admitted that they don't have anyone actively monitoring transactions? Working to watch for fraud? Theft? Hacking? Wow, I may stop using them as well.
All I can say, to all the comments, is "whoosh".
Communicating badly and then acting smug when you’re misunderstood is not cleverness.
Re: PayPal is currently blocking all transactions containing the word “tardigrade”
#214Earlier quoted context omitted.
All I can say, to all the comments, is "whoosh".
Communicating badly and then acting smug when you’re misunderstood is not cleverness. — https://xkcd.com/169/
Hey, great info. Unfortunately, you assert several things with your statement, which really are not true.
Try again? Do you have a better jab?
Maybe one that doesn't rely upon a comic, as your main argument?
Re: PayPal is currently blocking all transactions containing the word “tardigrade”
#215Per [0], a possible answer to this seems to be that an arms dealer had connections to a company called Tardigrade Ltd. and all transactions with firms like these are prohibited which is why the word "Tardigrade" made it into PayPal's filter. As long as companies like PayPal have issues like that, or with moderation in case of Youtube, Twitter or Facebook, I'd claim neither of these companies have actually solved scal…
PayPal gets a list of banned strings from the Office of Foreign Asset controls. If any match those strings it's flagged for a review. This is more or less legally required for any company that moves money in the United States of America. You will probably find the same issues with the same terms on any other banking for financial body. Technically, these aren't being blocked. They're being audited. The payments will…
So the answer is this will never be fixed? Just a big RegExp essentially, is the path to avoid $250k per fines? A Persian friend was craving his mother’s cooking, so we went to a restaurant which he Venmo’d me for and we got a stupid flag because his note said “Iranian”. That’s borderline culturally inappropriate considering these companies have a long history of all our other good-standing transactions, they already have massive data from third-parties they purchase from about our offline identities, they have our geolocations whether we like it or not. There is a vast asymmetry of information between these companies and the public they service. They have the advantage, so why not apply that advantage to not flag a small-charge restaurant outing in one of the country’s most well educated neighborhoods, and use something more sophisticated than a silly-string dictionary lookup to determine when to flag.
Re: PayPal is currently blocking all transactions containing the word “tardigrade”
#216Earlier quoted context omitted.
Why specifically a civic responsibility?
There's probably a better word but it resonates with some people. The desire to preserve other planets for the remote chance that there's life there and we can study it before turning up anyway and ruining things is misguided. We are the only known life in the universe, it's incredibly irresponsible to not propagate such things (just in case)
Perhaps 'moral responsibility'?