Earlier quoted context omitted.
I am a former geophysicist, and credibly we could see on the order of an 8C rise this century. It's much worse than the general public thinks, and the picture keeps worsening as understanding of the system and its feedbacks increase. A rise of 5-8C make large parts of the Earth uninhabitable and would collapse food production and global civilization. Billions dying is not scaremongering, but is a very probable outcom…
The IPCC says that the worst case scenario is a 5C rise, and their analysis of food production ( https://www.ipcc.ch/site/assets/uploads/2018/02/WGIIAR5-Chap... ) doesn't indicate any sort of catastrophic collapse. What source are you getting this information from?
The IPCC report is rather out of date at this point.
There's a number of positive feedback mechanisms such as cloud cover and methane clathrates that are still poorly constrained and could credibly lead to a rise like that. It's not the most likely scenario, on the high end of current projections, but it should be planned for.
You buy fire insurance for your house even if you don't think it will catch on fire. I wear a seatbelt even though the vast majority of times I'm in a car, I don't get in a crash. We rationally prepare for unlikely but severe events all the time. With climate change, people have this blind spot with thinking about risk.
Here, it's the planet and our civilization. We should take existential threats very, very seriously.