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Ask HN: How does onlyfans.com work around the “no porn” Stripe rule?

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Re: Ask HN: How does onlyfans.com work around the “no porn” Stripe rule?

#271
post #240

Earlier quoted context omitted.

Technically, any occurring "federally illegal" activity is just not successfully policed criminal activity. (States can't actually make something legal the federal government says is not legal. They can just decline to use their own resources to police it.) Generally speaking, most people would consider "not usable in crime" to be a feature rather than a bug. ;)

I don’t think there is as quite widespread consensus that all federal crimes are legitimately crime as you seem to think. Marijuana sales, for example, seem extremely popular. Just because there’s a law in place at some remote level of jurisdiction doesn’t mean it’s just, or has popular support.

> I don’t think there is as quite widespread consensus that all federal crimes are legitimately crime as you seem to think.

Your comment makes no sense at all. For something to be a crime it has to be explicitly defined in law. Consensus has zero to do with it. Either there is a law, or there isn't. The whole point of rule of law is that you don't get to pick and choose which law applies to you in a given day of the week.

Re: Ask HN: How does onlyfans.com work around the “no porn” Stripe rule?

#273
post #119

Earlier quoted context omitted.

Wow, this is hysterical! A bank saying no to honest money because it’s sex toys, not even that, because it’s sex toys looking like human genitalia, — no not even that, because the toys are skin colored! I wonder if this would ever happen in Europe. I somehow feel that we’re more... open to these things. Do you know about Klarna?

> because it’s sex toys looking like human genitalia Well, I think it might be the opposite of that: > I understand that your products were designed to depict the body parts of mythological and fantastical creatures

If you would read the next few words of my comment you would see that this is correctly reflected.

Re: Ask HN: How does onlyfans.com work around the “no porn” Stripe rule?

#274
post #119

Earlier quoted context omitted.

Wow, this is hysterical! A bank saying no to honest money because it’s sex toys, not even that, because it’s sex toys looking like human genitalia, — no not even that, because the toys are skin colored! I wonder if this would ever happen in Europe. I somehow feel that we’re more... open to these things. Do you know about Klarna?

Interesting question. I checked out Klarna and Adyen which seems to be the most popular in Europe right now. Adyen lists "Adult entertainment, websites & content (such as)" as not allowed. https://www.adyen.com/dam/jcr:47f292a9-c9e2-4a69-8592-2e15ff... Klarna lists "Adult, sexual or pornographic products and services, including live web cam" as not allowed. https://cdn.klarna.com/1.0/shared/content/policy/ethic/en_gb…

Strange, I would never have thought banks would have such moral hangups.

Re: Ask HN: How does onlyfans.com work around the “no porn” Stripe rule?

#275

Earlier quoted context omitted.

I read this on some legit news site a few days ago: apparently Bella Thorne, a formed Disney actress-turned-pornstar(?) joined OnlyFans and hit $1m in 24 hours. I don't follow OnlyFans progress and I have no idea how many "content creators" they got and what is the "fanbase", but if a 20yo nobody with a nice body can take $1m in 24h (then I assume that is with 1-3-6-... months subscriptions)(so she won't bring in ano…

lmao Bella Thorne is not a "20yo nobody". She had tens of millions of followers before joining OnlyFans.

"She is a nobody": in my book she IS a nobody. Her achievement in life is eating well, working out, having a nice looking body, being genetically (or surgically) blessed with a good appearance and shows off her body parts for money. I do not want any harm to come to her (go to hell, drop dead, get sick, etc.) I wish her a long and healthy life.

The only "positive" thing in her towards contributing to a better humanity is the words of donating to charity (aka tax breaks).

Having sex in front of a camera is a profession, I get that, but she is still a nobody. A nobody with money. But still a nobody (in my book). I am not forcing anyone to have the same criteria of what I consider as "decent human being" that I have developed as my silly(?) standards.

Nothing negative for her, but definitely nothing positive for her either. Just a zero.

Re: Ask HN: How does onlyfans.com work around the “no porn” Stripe rule?

#276

Earlier quoted context omitted.

An API for USD centrally controlled by the Treasury? Kiss your financial freedom goodbye. You gotta demand it be distributed blockchains or you'll be living in chains.

There are already two APIs operated by the Fed (not the treasury) Fedwire and ACH. The problem is the account. I do not want an account in the federal reserve or anywhere so closely coupled with the government. Nor do I want an account with a public ledger or any way distributed which doesn’t allow for transaction reversals (theft) which rules out blockchain. Actual banks are necessary.

I often see US citizens being very wary of the government. Would you care to explain why is that so?

In cases such as this one it strikes me as really odd: I would say that as citizens you have much more leverage over the government's actions than over whatever bank does (including handing over your data to the government). Thus, how is it better to have an account in some random bank than in the federal reserve (or whatever)?

Re: Ask HN: How does onlyfans.com work around the “no porn” Stripe rule?

#277

Earlier quoted context omitted.

> we need the financial industry Do we, though? I don't know whether the answer is distributed blockchains, or the Department of the Treasury creating an API for USD, or both; but the current banking system seems to me like the legacy code of feudal landed aristocrats. (I will never stop being disappointed that we didn't let the financial system crash in 2009.)

> Do we, though? Why, yes? Isn't it blatantly obvious? What exactly leads you to believe we don't? > I don't know whether the answer is distributed blockchains, or the Department of the Treasury creating an API for USD, or both; I'm dumbfounded how someone even comes close to believe that any one of these ideas comes even close to provide the service that financial institutions provide. Either you have a very specifi…

We don't need usury. I'm confident we could figure out how to make things work without it.

Re: Ask HN: How does onlyfans.com work around the “no porn” Stripe rule?

#279
post #250
post #243

Earlier quoted context omitted.

No, I don’t think that’s accurate. With stripe.js, you send the cc info directly to stripe from the browser. Stripe returns an identifier which you can use in the future to charge the card. Assuming other payment processors work similarly, you could easily send the credit card details to multiple payment processors directly from the browser to the payment processors, and then store the card identifiers from each proc…

I can't think of any payment processor that would allow this without 3 separate entries. They would be upset or bring you into PCI scope if you were modifying or tampering with their single input SDK to send cardholder data elsewhere.

Dont know about Stripe but Braintree has a forwarding API where the card details go to Braintree then Braintree forwards that data to another payment gateway you have signed up for, the other payment gateway sends a token to braintree which forwards that token to you.

Then you have an option to make the payment on Braintree or the other payment gateway using that gateway's token.

Re: Ask HN: How does onlyfans.com work around the “no porn” Stripe rule?

#280

Earlier quoted context omitted.

> Do we, though? Why, yes? Isn't it blatantly obvious? What exactly leads you to believe we don't? > I don't know whether the answer is distributed blockchains, or the Department of the Treasury creating an API for USD, or both; I'm dumbfounded how someone even comes close to believe that any one of these ideas comes even close to provide the service that financial institutions provide. Either you have a very specifi…

We don't need usury. I'm confident we could figure out how to make things work without it.

We know how it works without it - stagnation and the those currently at the top staying there due to lack of capital. Usury is a religious fundamentalist term divorced from the systemics and the reality of what works and what doesn't.
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