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Ask HN: How does onlyfans.com work around the “no porn” Stripe rule?

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Re: Ask HN: How does onlyfans.com work around the “no porn” Stripe rule?

#221

Post by ragnese »

toxik wrote: post #119
disillusioned wrote: post #115

Earlier quoted context omitted.

The inverse of this. Here's their exact, hilarious wording: >Our banking partners recently notified us that they are no longer willing to support the sales of realistic sex toys. I understand that your products were designed to depict the body parts of mythological and fantastical creatures, and we have indicated this to our banking partners in an effort to advocate for continuing to support your business here on Str…

Wow, this is hysterical! A bank saying no to honest money because it’s sex toys, not even that, because it’s sex toys looking like human genitalia, — no not even that, because the toys are skin colored! I wonder if this would ever happen in Europe. I somehow feel that we’re more... open to these things. Do you know about Klarna?

>it’s sex toys looking like human genitalia

Not that it matters, but reading the comment you replied to, it sounds like they are not shaped like human genitalia...

Re: Ask HN: How does onlyfans.com work around the “no porn” Stripe rule?

#222

Post by orangecat »

ballenf wrote: post #209
chrisco255 wrote: post #204

Earlier quoted context omitted.

An API for USD centrally controlled by the Treasury? Kiss your financial freedom goodbye. You gotta demand it be distributed blockchains or you'll be living in chains.

At least you'd have due process and couldn't be deplatformed for legal activity. Now you have neither. The current system has zero privacy, so no change there. Not seeing the downside. Federally illegal activity like marijuana wouldn't benefit, but most things would.

At least you'd have due process and couldn't be deplatformed for legal activity.

The feds are very much into deplatforming people for legal activity, e.g. https://en.wikipedia.org/wiki/Operation_Choke_Point

Re: Ask HN: How does onlyfans.com work around the “no porn” Stripe rule?

#223

Post by totalZero »

jimmydorry wrote: post #198
Noos wrote: post #183

Earlier quoted context omitted.

You have this already. It's called "using checks and money orders." The problem is that people want the convenience credit cards use, and don't want to wait for the check to clear to get their stuff.

Banks can and will close your account for any reason under the Sun. How do you write a check or receive one without a bank account? I'm not familiar enough with money orders, but I assume the same applies. Then, on top of all of that, you can't run a business through a personal account. So you still require a business type bank account, and the above options are terrible for any eCommerce site, which is pretty much t…

You can get a money order without a bank account. There's often a limit on the amount, so in some cases you may need to buy several in order to amass the full balance. You may also need to show ID.

You can also cash a money order without a bank account.

Re: Ask HN: How does onlyfans.com work around the “no porn” Stripe rule?

#224

Post by gojomo »

Noos wrote: post #183
gojomo wrote: post #153

Often, when the market doesn't provide an essential gateway service to a law-abiding subpopulation, some sort of 'public option' is proposed. Not enough market housing, offer public/subsidized options. Not enough low- or no-cost private education, offer public schools. Too little affordable healthcare/insurance, offer Medicaid, a 'public option', single-payer. Public transport. Should the government offer a 'public o…

You have this already. It's called "using checks and money orders." The problem is that people want the convenience credit cards use, and don't want to wait for the check to clear to get their stuff.

Exactly, modern e-commerce convenience requires credit-card-equivalent payment mechanisms. The delays & extra expense/staff required for mailed checks are an onerous barrier to legal commerce, for both merchants & buyers.

The market is afraid to provide them to unpopular, but legal services. Earning a living is an important human right.

So perhaps the government – maybe the Department of Health & Human Services, or the Fed – should provide a alternative to protect this human right.

Re: Ask HN: How does onlyfans.com work around the “no porn” Stripe rule?

#225

Post by mfkp »

frankdenbow wrote: post #215

OnlyFans isnt a porn site in the same way that Twitter isnt a porn site. Many of the high profile users are in the adult industry but people use onlyfans for other types of content as well.

I'd venture to say that 99% of onlyfans content (that people are paying for anyway) is porn. Just because there's a small subset of non-porn doesn't change the fact that they're selling access to porn. Twitter is a completely different story as they're selling advertising, not access to nudes.

Re: Ask HN: How does onlyfans.com work around the “no porn” Stripe rule?

#226

Post by Le0n_ »

disillusioned wrote: post #199
haltingproblem wrote: post #145

Earlier quoted context omitted.

This is an incredibly frustrating read. I know, I know there are far worse things in the world but fucking Wells Fargo dictating to people when they evict homeowners who have no relationship with Wells Fargo, commit wholesale wire fraud, destroy people's credit and then turn around and lecture a honest business. This is why banking is a rent-seeking and though we need the financial industry they are ghoulish vampires…

This was my exact rant. Even more galling was that Wells Fargo was virtue signaling about something that... had no optics to them. Literally no one knows who our payment processor was, but if you even got as far as "Stripe," a _vanishingly small_ number of people know that Wells Fargo is their banking partner for US transactions. This isn't to suggest that WF should run their merchant processing business with no one…

I think you're misinterpreting the scale of Wellsfargo. The CEO probably doesn't even know what onlyfans is, and they manage almost 2 trillion dollars.

Re: Ask HN: How does onlyfans.com work around the “no porn” Stripe rule?

#227

Post by thaumasiotes »

lukifer wrote: post #200
haltingproblem wrote: post #145

Earlier quoted context omitted.

This is an incredibly frustrating read. I know, I know there are far worse things in the world but fucking Wells Fargo dictating to people when they evict homeowners who have no relationship with Wells Fargo, commit wholesale wire fraud, destroy people's credit and then turn around and lecture a honest business. This is why banking is a rent-seeking and though we need the financial industry they are ghoulish vampires…

> we need the financial industry Do we, though? I don't know whether the answer is distributed blockchains, or the Department of the Treasury creating an API for USD, or both; but the current banking system seems to me like the legacy code of feudal landed aristocrats. (I will never stop being disappointed that we didn't let the financial system crash in 2009.)

In much the same way that people will tell you there's not enough land in cities when their actual concern is that there aren't enough residences, we "need" the financial industry in the sense that other financial services are illegal, not in the sense that the financial industry is the only way to handle things. You may not like Wells Fargo, but they have a banking license.

Re: Ask HN: How does onlyfans.com work around the “no porn” Stripe rule?

#228

Post by orthecreedence »

gojomo wrote: post #153

Often, when the market doesn't provide an essential gateway service to a law-abiding subpopulation, some sort of 'public option' is proposed. Not enough market housing, offer public/subsidized options. Not enough low- or no-cost private education, offer public schools. Too little affordable healthcare/insurance, offer Medicaid, a 'public option', single-payer. Public transport. Should the government offer a 'public o…

From what I understand USPS used to offer bank accounts. Seems the idea has had some revival recently. I'd love a public competitor to America's privatized financial system.

Also see Bank of North Dakota: https://bnd.nd.gov/. Municipal banking is also starting to come back in vogue. And why not? Why should Wall St. earn interest from our tax dollars? That's just silly.

Re: Ask HN: How does onlyfans.com work around the “no porn” Stripe rule?

#229

Post by orthecreedence »

mudlus wrote: post #173

This thread is a aompelling argument for Bitcoin/LN as an intermediary--just saying. It's getting easier every day. Bisq for exchange will get easier over the next 5 years or so, too.

It would be nice to see Bisq start to get more liquidity. It seems like a really interesting way to sidestep traditional banking on/off ramps for crypto. It's almost like local bitcoins with ACH.

I have to admit I don't fully understand how it handles disputes. I probably need to look a bit closer.

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