Why do you think the porn industry is prone to more fraud/risk?
Back in the 90s, they lead in affiliate programs; Every major porn company offered like $30 or more per member. Lots of fraud in those days.
Ask HN: How does onlyfans.com work around the “no porn” Stripe rule?
21–30 of 305 posts
Re: Ask HN: How does onlyfans.com work around the “no porn” Stripe rule?
#22My understanding is the rules are dictated by Visa/MC/Amex, and are largely based on chargeback risk for categories of merchants. There are likely further legal and pearl-clutchy reasons that combine to just out and out ban.
Anecdote: we talked with every payment processor around for a product we were making that involved storing and spending value from a digital wallet. It was close enough to various Visa/MC rules and money transmitting statutes that the usual response was arguing for a few weeks about why we comply until higher management decided something akin to: well if you had a lot of volume we’d take the risk dealing with it, but you don’t so it’s not worth our time.
Last ditch effort was Stripe, who said: sure! And we asked again with more detail, making sure they saw the same issues and wouldn’t make us tear it down in a month. They said: sure! Did it a third time higher up for diligence, and finally just came to the conclusion they have different priorities and are getting big enough to use their scale to throw some weight around for all the small merchants.
Re: Ask HN: How does onlyfans.com work around the “no porn” Stripe rule?
#23Why do you think the porn industry is prone to more fraud/risk?
A man orders porn and pays using his credit card. His wife looks at the statements and asks him what he’s up to. He denies having made the payment so the wife initiates a chargeback.
I kinda wonder if it isn't the kids doing it with a parents card.
Re: Ask HN: How does onlyfans.com work around the “no porn” Stripe rule?
#24Onlyfans is a platform for content subscriptions. It just happens to be a popular platform for adult content. Also, it surely makes them a ton of money.
Right and backpage was just a site for lonely singles looking to connect.
Re: Ask HN: How does onlyfans.com work around the “no porn” Stripe rule?
#25How much of the internet traffic is actually pornography in general? I have heard a lot of anecdotal hearsay that it constitutes a majority.
Re: Ask HN: How does onlyfans.com work around the “no porn” Stripe rule?
#26Earlier quoted context omitted.
A man orders porn and pays using his credit card. His wife looks at the statements and asks him what he’s up to. He denies having made the payment so the wife initiates a chargeback.
I kinda wonder if it isn't the kids doing it with a parents card.
My friend and I were 13 and called 1-900 numbers back when it was popular. We took his moms credit card and changed some numbers around. Eventually a number we made up worked.
It was a hilarious moment but I was scared to death we would be found out. Nothing ever happened but somebody got a charge.
Re: Ask HN: How does onlyfans.com work around the “no porn” Stripe rule?
#27How much of the internet traffic is actually pornography in general? I have heard a lot of anecdotal hearsay that it constitutes a majority.
How would anyone know that?
My guess is most of traffic is various intelligence agencies copying all other traffic in the world.
Re: Ask HN: How does onlyfans.com work around the “no porn” Stripe rule?
#28How much of the internet traffic is actually pornography in general? I have heard a lot of anecdotal hearsay that it constitutes a majority.
I'm pretty sure it's 80% spam, 80% pornography and 80% streaming video.
Re: Ask HN: How does onlyfans.com work around the “no porn” Stripe rule?
#29Doesn't Patreon (which also has a lot of porn content) also use Stripe as a payment processor?
Patreon did crack down on some extreme content, stating they were forced to do so by their payment provider(s).
Are you referring to the censorship which is in the process of tanking the site?
https://www.i24news.tv/en/news/international/americas/159637...
Re: Ask HN: How does onlyfans.com work around the “no porn” Stripe rule?
#30Earlier quoted context omitted.
Patreon did crack down on some extreme content, stating they were forced to do so by their payment provider(s).
Weird they wouldn't switch providers for specific use cases. Does Stripe require to be exclusive provider for site?
The other providers have similar rules.