Earlier quoted context omitted.
If you are not a developer, spreadsheets are a tool that lets you get similar capability in many cases. It is basically no-code for accountants, portfolio managers, and non software engineers.
Cool. If you have a spreadsheet that's longer-lived than a few hours, you should probably evaluate whether you're adopting the best approach. You can replace a blown fuse with a penny, too, but you should probably call an electrician instead.
or just replace the fuse with a fuse? If you have a spreadsheet and it works for you, why spend time getting a programmer to "do it properly"?
one of the largest Finnish waste disposal companies has a no-code product that runs in excel basically and rakes them millions a year.