You speak of health concerns down the road, but I have concerns over the health of my soul right now. I do not want to get to old age and realize that I've just been doing pointless shit for money my whole life, just to stay safe, meanwhile building someone's stupid dream instead of my good dream.
Where are those advertising campaigns I worked on so hard, putting in extra hours to hit the arbitrary deadlines? Gone, forever forgotten.
Where is that loan lifecycle management application I put so much effort into? How has it helped the world? It hasn't. I helped someone else funnel money into financial instruments.
When someone asks me what I did with my life, will I say that I helped a brand sell more product? That I did very thorough testing of ad delivery components to ensure that the tracking was reliable? That I helped increase conversions by 30% by optimizing the UI?
I don't think getting more help with health issues down the road is a worthwhile tradeoff for all this. It sounds like fear-guided. Yet medical industry cannot help with most situations when body is already damaged. They can only help with symptoms, and often poorly. Having seen relatives through it, I would like to avoid it as much as possible.
Many health issues are developed from not enough sleep, over-work, and over-stress. I believe that if I am careful, I can actually live longer AND better by not sacrificing my health for jobwork. I really like that quote by IIRC His Holiness the Dalai Lama, which goes like this: people trade their health for money, then try to use money to get their health back. I don't want to live that life.
It's nice to have enough time for a party or two, it's unhealthy to not go to one occasionally, IMO.