>> At one time while I was homeless, relatives helped me deal with some of my financial drama >> I was able to resist such pressures and make decisions for myself, including moving my bank account at a later date on terms that made more sense for me, because I had some maneuvering room in the form of food stamps and knowing where I could get a free meal or free clothes. Food stamps didn't cover some essential nonfood…
I'm disabled and the primary provider for my family of three, which includes two disabled sons. I absolutely didn't want to be poor. I'm still poor and I hate every minute of it. I wish desperately that I had more money and I am doing all in my power to resolve my problems and this has been true for years.
"First world problem" or not, being homeless in a first world country is still a very real problem. Among other things, people who are homeless die at much younger ages on average than people who are housed.
People who experience homelessness have an average life expectancy of around 50 years of age, almost 20 years lower than housed populations.
https://nationalhomeless.org/category/mortality/
So homelessness is literally killing people. I do what I can to provide useful information, both for those on the street/at risk of homelessness and for those interested in finding effective solutions. My knowledge comes from first-hand experience -- having spent nearly six years homeless -- as well as formal education on the topic of homelessness.
For the record, I'm a woman. So I'm a "ma'am," not a "sir," if you want to know the correct term with which to express your contempt while pretending to be respectful.