Earlier quoted context omitted.
just a quibble, if your Calculus 101 covers div and curl, you are going to an intense STEM school and really could be expected to understand the math.
Understanding the math and understanding the importance of the mathematical concept are two different things. Personally, div and curl didn't quite click for me until I took fluid dynamics in my final year. I could do the homework but didn't really get why they were useful until it made sense why "div = 0 always for incompressible fluids".
source: went to intense STEM school