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Ask HN: Have any of you moved back home to save money?

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Re: Ask HN: Have any of you moved back home to save money?

#151

Post by selimthegrim »

ProAm wrote: post #133
hguant wrote: post #105

Earlier quoted context omitted.

>The groupthink there is also becoming unbearable I'm curious - do you mean groupthink in the governance/policy sphere, or in the groups of technically minded people working on the hard/interesting problems? Or little bit of both?

It's the people in the field. It's a huge technocrat echo chamber. Feeds off itself and produces a generally poor social effect. This is a good (comedic) parody of it [G]. [G] https://twitter.com/yayalexisgay/status/1249057146051821568

I like to call it the “gifted program” vibe.

Re: Ask HN: Have any of you moved back home to save money?

#152

Post by singhrac »

throw51319 wrote: post #77
a-wu wrote: post #70

Yup. Living with parents. Cancelled my lease (saving $3500/mo). My manager agreed to let me stay at home at least for the rest of 2020. Honestly, it's been nice. My mom cooks for me like I'm a teenager again, and I only recently graduated and I went to school pretty close to home so I have close HS friends or college friends nearby to physically distanced socialize. I was planning on moving back here in the future bu…

Nice. Same for me on the mom cooking lol. It really is next level. Did you move out of NYC?

I did the same thing. Food is amazing. I was eating my own food (not terrible!) and takeout for months in NYC before coming back home a few weeks ago.

Also, I have 3x as much living space, tons of open green space to run in, and people to talk to (all while saving > $2k/month). Many have suffered tremendously during this pandemic so I'm very blessed to be so lucky.

Re: Ask HN: Have any of you moved back home to save money?

#153

Post by flycaliguy »

Try what I believe will become a common practice in the next ten years. Buy your parent’s house, they keep the cash on the condition they build a secondary detached dwelling in the yard. Aka granny suite. It’s a great deal, you get a house with a separate apartment. When they pass away, it’s an income property at no expense to you. Plus they help raise your kids while you help them in old age.

Re: Ask HN: Have any of you moved back home to save money?

#154

Post by affyboi »

baby wrote: post #4

To hijack this thread, has anyone moved places in the same city to decrease their rent? In SF right now rents are taking a pretty big dip and I’m thinking about moving apartment.

lol and our landlord wanted to raise our rent prices in response to us asking to go month-to-month

Re: Ask HN: Have any of you moved back home to save money?

#155

Post by jkachmar »

rayiner wrote: post #99
jkachmar wrote: post #74

I’m 29 and living in downtown Manhattan at the moment. I decided to re-sign for my lease, which would have ended this month, after negotiating some concessions from my landlord. Everyone’s got different priorities, but I enjoy living here and I’ve budgeted to account for my rent even if my job situation changes drastically. Lockdown was unpleasant-but-tolerable through the worst of it (end of March -> end of April),…

> Generally though, I’m concerned that other states and municipalities aren’t going to deal with a resurgence as well as the NYC metro area might. My family lives in New Jersey, so I’d be comfortable going out there if I felt that I had to, but I’d absolutely prefer paying to stay in NYC over returning to family living in most of the other US states. You have to keep in mind that COVID wasn't much of a problem in the…

I think that even comparing NY/NJ to CA right now makes me slightly more confident that the NY Metro Area will handle a potential future resurgence better.

I was out at some of the protests a few weeks ago, and the fact that NYC hasn’t seen a measurable uptick in cases after that and the reopening is promising IMO.

Re: Ask HN: Have any of you moved back home to save money?

#156

Post by jkachmar »

qorrect wrote: post #125
jkachmar wrote: post #78

Earlier quoted context omitted.

I stayed in my apartment but negotiated a concession from my landlord to lower the effective annual rent.

What was the concession ( just curious ) ?

No rent increase + 1 month free (July) + a discount on one month’s rent (August).

Amortized over the full 12 month term, it effectively knocks a few hundred dollars per month off of a (very small) one bedroom apartment (with an in-unit washer/dryer!) in lower Manhattan.

Re: Ask HN: Have any of you moved back home to save money?

#157

Post by throw51319 »

taormina wrote: post #112

OP, I'm your age. I'm still paying my lease in Austin, but I went back to the East Coast to be closer to family in early March. My one bedroom apartment in a busy part of town turned into a huge drawback once this all started, especially since I have a large dog. He's been enjoying the yard.

Are the benefits of living in Austin not there anymore with the lockdown?

Re: Ask HN: Have any of you moved back home to save money?

#158

Post by ethbro »

rubyn00bie wrote: post #123
georgewsinger wrote: post #101

I had to move from NYC to Oklahoma to save SimulaVR ( https://github.com/SimulaVR/Simula ). This was over a year ago, and I'm still here. Because of this I have saved an enormous amount of money (such that I'm still able to work full time on SimulaVR while I search for VC funding elsewhere). The other co-founder of Simula is also remote (in Germany). Since this was pre-pandemic, it's been very hard to explain to VCs…

Just wanted to touch on some of what you said, as I took a year to recoup from burnout in a fairly small-sized town... Saving money, and having "time" are great, but at least for me the people in small towns live very different lives. The pace is slow and it's easy to become complacent. Compounding that is by not following the pace of life there, you're going against the grain and it will cause friction in your life.…

The hollowing out of small town America by Amazon & Walmart is sad to see.

You can talk all you want about free market cheaper prices raising all boats, but it doesn't jive with profits circulating within a community vs being shipped back to shareholders.

Here but for the missed middle ground where profits were retained locally while leveraging an efficient, free market supply chain.

Re: Ask HN: Have any of you moved back home to save money?

#159

Post by throw51319 »

jkachmar wrote: post #156
qorrect wrote: post #125

Earlier quoted context omitted.

What was the concession ( just curious ) ?

No rent increase + 1 month free (July) + a discount on one month’s rent (August). Amortized over the full 12 month term, it effectively knocks a few hundred dollars per month off of a (very small) one bedroom apartment (with an in-unit washer/dryer!) in lower Manhattan.

You think staying in Manhattan is going to be worth it during the fall/winter?

Basically nothing to do besides order takeout and walk around, bad weather. No big concerts, etc.

Re: Ask HN: Have any of you moved back home to save money?

#160

Post by grawprog »

Yeah, I did this in November, quit my job of 5 years that I loved doing, left the city and moved back with my dad. Timing probably couldn't have been better. Would have sucked hard being out in the city during this covid stuff. I've had a few jobs since moving back, none have been as good or even as enjoyable, i've managed to keep working fairly consistenly though. So far i've managed to save more money over 6 months than I was able to save over the last 5 years and that's still with paying rent and bills and stuff.

But, it's hard being away from my girlfriend, she's living with her parents not too far from here but far enough we don't see eachother anywhere near as much as we'd like, living with my dad as an adult has been a bit challenging. We've both been used do having our own space and lives and stuff for over a decade now, so there's been a bit of stress and such.

Personally though, I'm looking forward to getting my own place again but I don't think I'm going to go back to the city. It wasn't worth the stress and cost of living.

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