Ask HN: If you're so smart how come you're not rich?
71–80 of 89 posts
Re: Ask HN: If you're so smart how come you're not rich?
#72Earlier quoted context omitted.
Why do so many people view "retirement" as sitting on your ass doing nothing? It is a weird cultural stereotype, perhaps perpetuated to glorify work culture. This is probably why the term "financial independence" was coined, to break away from this misconception. Retirement/financial independence is not needing the paycheck anymore. It's owning all of your time to use how you want. There are plenty of "retired" peopl…
Yes, "sitting on your ass" was not the best way to describe what I wanted to say. I don't want to use all my time to do only what I want, I also want to make something valuable for other people.
Re: Ask HN: If you're so smart how come you're not rich?
#73Re: Ask HN: If you're so smart how come you're not rich?
#74Re: Ask HN: If you're so smart how come you're not rich?
#75Re: Ask HN: If you're so smart how come you're not rich?
#76I'm a minority so the only clear answer here is systemic racism.
Re: Ask HN: If you're so smart how come you're not rich?
#77Re: Ask HN: If you're so smart how come you're not rich?
#78I could be rich. I know what is required, but I actively choose not to put in that work and make those sacrifices.
Why not? Because I'm choosing other things like family and peace of mind. I reckon if I could keep those, I'd move forward.
Regarding your fear and insecurity: you're going to die sooner rather than later. You have virtually nothing to lose and a lot to regret.
1. In reality I make low six figures and am privileged to be "richer" than I ever thought I'd be.