2. avoid ever having to be in a queue (of people, cars, callers, etc.) -- well, a blocking one, if it's asynch/callback, so you can do something else in the meantime, that's not so bad
3. avoid paying for things that are free (drinking water, the ability to exercise (I think gym memberships and "exercise machines" are pretty close to throwing money away))
4. don't commit to any deadline or scheduled time/places for things unless there's a strong personal benefit for you
5. take a nap/veg/slackoff whenever your body/brain seems to need it (you'll be healthy, happier and more productive) -- coupled with, whenever you do have the desire and energy to work, work, don't slack off -- this takes judgement but both types of things are needed to achieve balance, but your ups will be higher and your downs won't be as down -- this lifestyle is almost impossible to live if you have your own family and/or a salaried 9-to-6-cubicle-corporate-commute job, but much easier to do as indie contractor/consultant or entrepreneur