Earlier quoted context omitted.
I don't buy it, due to first-hand & second-hand experiences of friends and relatives I have in the US. Let me give you one example: my friend(and at the time business partner)'s wife got cancer in the US. It was fairly "mundane"/common cancer that got treated and everything was alright at the end. He was working as a software developer (normal employee, not self-employed - our venture was a side project) with the afo…
I don't buy your story either. Extraordinary claims require extraordinary proof.
It's very possible he could have haggled it down but why should you need to? Especially in a vulnerable situation like after getting out of cancer treatment.
I can guarantee you I wouldn't have had the wherewithal to fight it in his spot. I barely managed to do anything for 6 months after getting out of my own cancer treatment (and for psychological, not pyshiological reasons).