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Ask HN: I've saved up $80k USD. What should I do with it?

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Re: Ask HN: I've saved up $80k USD. What should I do with it?

#111
post #86

If you have any debt and less than 3-6 months of emergency savings, and do not own your home, I recommend starting with a free BYU personal finance class (I can dig if you cant find a link), and/or Dave Ramsey materials.

I second this - pay off any non-mortgage debt (student loans, cars, etc) before investing. https://www.daveramsey.com/dave-ramsey-7-baby-steps

thanks for the link

Re: Ask HN: I've saved up $80k USD. What should I do with it?

#112
What about: nothing, just accumulate more, stach it and one day a need or opportunity will arise.

Might not be a popular opinion since we all are expected to optimize everything but 50 years in and this non strategy has made my financial live rather dull, which I like.

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