Earlier quoted context omitted.
This is the challenge with large mortgages and heath care requirements taking away people's moral agency. Maybe that's the idea.
Talking to US friends about jobs is always weird because they're so afraid of quitting/being fired, because their health insurance is tied to their jobs. This whole system conspires to make people afraid and subservient. Why you guys haven't replaced it with someone that actually frees you, is always a mystery to me.
Bought a house cash last year in an extremely low col area and honestly I think I might be _too_ uppity now. Find myself commenting how sad it is that people more senior than myself work on weekends (for the usual meaningless bs reasons). The freedom from having a roof over your head that is security for no loan, and affordable health insurance (about 200 eur a month for a family of 4), is amazing.