Earlier quoted context omitted.
It's expensive to be poor in the US. And, unless you've been poor, it can be hard to empathize with because poor problems are largely solved by having more money. Example: people who receive their paycheck on, effectively, a visa gift card need to pay relatively high fees in order to access that money. A solution would be to suggest a bank account, but those are also expensive when you're poor as banks often make a h…
Pardon my ignorance, but is getting paid in visa gift cards a common occurrence for the poor in the US?
And it's very common for people without bank accounts to get their paychecks on a Visa Payroll Card (or similar). It's a good way for companies to offload the cost of accounting onto the employee.