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Launch HN: Belvo (YC W20) – Financial Data API Platform for Latin America

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Re: Launch HN: Belvo (YC W20) – Financial Data API Platform for Latin America

#41

Earlier quoted context omitted.

This is fascinating. I’d always assumed that these open banking platforms had to go through a protracted period of relationship-building and negotiation with financial institutions, but you’re saying the most common approach is scraping? Is this how, e.g., Plaid does it?

Correct. And not just for banking either. For financial brokerage APIs, a lot work the same way.

That is ... absolutely bonkers.

Thanks for your insight.

Re: Launch HN: Belvo (YC W20) – Financial Data API Platform for Latin America

#42

With what banks will you start in Colombia? How will the flow be for users that need to login with a token[0]? (6 digit code that changes every 60 secs). Others banks ask you to recognized an image you selected before. [0] https://static.iris.net.co/dinero/upload/images/2009/10/1/84...

We are starting with the banks with most coverage - so think Davivienda, Bancolombia, Banco de Bogotá, etc. We'll be looking to have quite a few go live soon. Good point on 2FA/MFA. We have built our API so it can fully account for those in the connection flow. More info here --> https://developers.belvo.co/docs/handling-2-factor-authentic...

Re: Launch HN: Belvo (YC W20) – Financial Data API Platform for Latin America

#43
post #36

Hi, this looks great. I run an accounting/productivity SaaS ( https://usebx.com ) and would be interested in integrating with your API. Would love to learn more about your product over a call (contact details in my profile). Thanks!

Cool - thanks. Happy to chat further. Is your product mostly UK/Europe based or you also have an active client base in Latam?

Re: Launch HN: Belvo (YC W20) – Financial Data API Platform for Latin America

#44

I'm CTO at a startup here in Brazil. I'd love to chat with you guys about potentially being a beta user of your platform. Let's connect!

Amazing. Sure, feel free to email me / us at pablo[at] or hello[at] and happy to discuss further.

Re: Launch HN: Belvo (YC W20) – Financial Data API Platform for Latin America

#45
post #27

Any documentation in a Latin American language?

At the moment only in English. We've seen that most developers we work with are generally OK using English-based documentation to code. We might look to broaden that to Spanish and Portuguese down the line but it's not an immediate priority.

Re: Launch HN: Belvo (YC W20) – Financial Data API Platform for Latin America

#46
post #36

Hi, this looks great. I run an accounting/productivity SaaS ( https://usebx.com ) and would be interested in integrating with your API. Would love to learn more about your product over a call (contact details in my profile). Thanks!

Cool - thanks. Happy to chat further. Is your product mostly UK/Europe based or you also have an active client base in Latam?

We have about 3k users in LATAM, but otherwise mostly UK

Re: Launch HN: Belvo (YC W20) – Financial Data API Platform for Latin America

#47
post #30

That's an awesome platform, I'll start implementing it in my startup! Just a little feedback: I just signed up, but I don't know if it was a special case; Your sign up flow was broken for me: Filled the basic info in the first page of the signup flow (where you ask for email/password/name) and in the second part (the one of the URL and what we are building) just jumped an error saying that I should retry later. I jus…

Did you have an issue when typing in your url? Do you recall what the error message was? We do have a url validation in that form that requires https:// Typing in www. will give you an error.

Nope, the error was when I did submit the form, and it only was something like "Error. Try again later".
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