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Total Cost of Her Covid-19 Treatment: $34,927.43

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Re: Total Cost of Her Covid-19 Treatment: $34,927.43

#121

Post by adrr »

xyst wrote: post #90
adrr wrote: post #59

Earlier quoted context omitted.

Medicare for all doesn't give people a choice between private insurance or government insurance. It's a non-starter, i am happy with my insurance like tens of millions of people in the US. Government option gives us a choice proposed by the front runner. Everyone wants to compare us to Canada. Canada gives you a choice and 25% have private insurance. Edit: going to vote me down for just listing facts.

I have private insurance with a Fortune 500 company and I am still not happy with my insurance. I still have no clue what my bill will be after each visit. Doctor's office bills for X and Y, but insurance will only pay for X and half of Y. Then I have to fight the insurance company to pay for Y. This back and forth between the doctor, patient, and insurance company is highly unnecessary and the only benefactor is the…

Anecdotal evidence doesn't match the actual polling.

https://news.gallup.com/poll/245195/americans-rate-healthcar...

Re: Total Cost of Her Covid-19 Treatment: $34,927.43

#122

Post by dang »

surewhynat wrote: post #77
adrr wrote: post #59

Earlier quoted context omitted.

Medicare for all doesn't give people a choice between private insurance or government insurance. It's a non-starter, i am happy with my insurance like tens of millions of people in the US. Government option gives us a choice proposed by the front runner. Everyone wants to compare us to Canada. Canada gives you a choice and 25% have private insurance. Edit: going to vote me down for just listing facts.

You're a parasite. You are exactly the problem, infecting American's minds with false information. This trolling over every other first world's country access to medical care is the problem in America. Canadian's always have a baseline AMAZING medical care system. 25% do not choose private insurance INSTEAD of this baseline system. There are private insurers that employers offer for things like Dental, Optometrist ac…

We've banned this account. You can't do flamewar like this here, regardless of how right you are or feel, or how wrong others are or you feel they are.

https://news.ycombinator.com/newsguidelines.html

Re: Total Cost of Her Covid-19 Treatment: $34,927.43

#123

Post by what-the-grump »

umvi wrote: post #25
sumofi wrote: post #3

Not having health insurance is not an excuse. In Germany you are required by law to have it.

> In Germany you are required by law to have it. Obama basically made this happen, but the net result was that all of healthy young adults (the kind that least needed insurance) were forced to start paying for insurance to subsidize the unhealthy older adults (or pay a penalty). So basically it was just a disguised tax targeting the young and healthy.

So you mean about half my taxes? SS and MC/MA/CHIP are roughly ~50% of federal expense? Why am I paying for grandpa sitting at home retiring and going to the doctor, he should get a job and pay for insurance keeping in mind that the majority of healthcare costs go to cover the aging population?

(What? Too much?)

Re: Total Cost of Her Covid-19 Treatment: $34,927.43

#124

Post by masonic »

throwqwerty wrote: post #42
PragmaticPulp wrote: post #38

Earlier quoted context omitted.

> In the USA, acne and pregnancy are often disqualifying conditions. This is not true. Premiums and coverage are only allowed to vary by age and location, not preexisting conditions.

you realize this is literally only as of the ACA in 2010? and if the trump administration has its way (there's a supreme court case on the docket to completely kill ACA) we're going back to that?

The Trump administration is neither plaintiff nor defendant in the court case you refer to.

Re: Total Cost of Her Covid-19 Treatment: $34,927.43

#125

Post by mgkimsal »

rad_gruchalski wrote: post #113
mgkimsal wrote: post #60

Earlier quoted context omitted.

my experience is similar, but never 10%. more like final bills end up being ~60% of original. We had a $3400 ER bill for a cut hand in November. Our 'final total' after 'negotiated pricing' was closer to $2400 - approx 30% reduction, not 90%. (fantastic savings for $10k/year premiums!)

Jesus. How much? My mother’s THR would cost roughly €5.5k, if she WASN’T insured.

wife sliced her hand pretty bad. took 9 stitches to mend up, and, she's lost the feeling in one finger. end of the day we were >$2k out of pocket - it might have been $2200, not $2400 - we got a few different bills, and paid some 'up front' in the emergency waiting area (after triage). Sitting in a room waiting for medical attention, and someone comes in with a rolling POS asking for payment. insane.

Re: Total Cost of Her Covid-19 Treatment: $34,927.43

#126

Post by jjoonathan »

anewhope wrote: post #120
jjoonathan wrote: post #63

Earlier quoted context omitted.

Is begging (negotiation without leverage) a remotely reliable move for those without insurance or is it just an excuse dangled by apologists when in fact the reality is that it usually results in a very small discount unless you get the story to go viral?

Yes, generally your leverage is that you can just not pay.

That only applies once their demands are going to actually bankrupt you, and even then only if you're offering them more than a court would take. "No leverage" is the usual case.

"You COULD get a huge discount!!!" is, to first approximation, pure bullshit.

Re: Total Cost of Her Covid-19 Treatment: $34,927.43

#127

Post by throwqwerty »

masonic wrote: post #124
throwqwerty wrote: post #42

Earlier quoted context omitted.

you realize this is literally only as of the ACA in 2010? and if the trump administration has its way (there's a supreme court case on the docket to completely kill ACA) we're going back to that?

The Trump administration is neither plaintiff nor defendant in the court case you refer to.

is this a game of gotcha? i didn't say they were plaintiffs. i said they were exerting efforts. here are amicae briefs written by trump's DOJ

https://affordablecareactlitigation.files.wordpress.com/2019...

https://affordablecareactlitigation.files.wordpress.com/2019...

here are summary articles explaining trump's DOJ's efforts

https://www.brookings.edu/blog/usc-brookings-schaeffer-on-he...

https://www.cbpp.org/research/health/trump-administrations-a...

so what is your point other than to mislead?

Re: Total Cost of Her Covid-19 Treatment: $34,927.43

#128

Post by masonic »

throwqwerty wrote: post #127
masonic wrote: post #124

Earlier quoted context omitted.

The Trump administration is neither plaintiff nor defendant in the court case you refer to.

is this a game of gotcha? i didn't say they were plaintiffs. i said they were exerting efforts. here are amicae briefs written by trump's DOJ https://affordablecareactlitigation.files.wordpress.com/2019... https://affordablecareactlitigation.files.wordpress.com/2019... here are summary articles explaining trump's DOJ's efforts https://www.brookings.edu/blog/usc-brookings-schaeffer-on-he... https://www.cbpp.org/resear…

If filing a Friend of the Court brief counts as "having its way", then the ACLU "has its way" on a majority of SCOTUS cases.

Re: Total Cost of Her Covid-19 Treatment: $34,927.43

#129

Post by throwqwerty »

masonic wrote: post #128
throwqwerty wrote: post #127

Earlier quoted context omitted.

is this a game of gotcha? i didn't say they were plaintiffs. i said they were exerting efforts. here are amicae briefs written by trump's DOJ https://affordablecareactlitigation.files.wordpress.com/2019... https://affordablecareactlitigation.files.wordpress.com/2019... here are summary articles explaining trump's DOJ's efforts https://www.brookings.edu/blog/usc-brookings-schaeffer-on-he... https://www.cbpp.org/resear…

If filing a Friend of the Court brief counts as "having its way", then the ACLU "has its way" on a majority of SCOTUS cases.

like I said: what is your point other than to mislead? you still have not made any positive claims
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