Earlier quoted context omitted.
Spreading the problem out over a long period of time keeps the company in business. It's a no-brainer good idea for the SBA to do this. Not sure what you would prefer instead.
It is like CPR. It is better than doing absolutely nothing and gives extra time for more extreme measures, but on its own it is just delaying the inevitable.
Throwing out a credit lifeline can be a practice that benefits everyone in times of crisis.