131–140 of 417 posts
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/r/personalfinance ignore the subreddit and read the sidebar
and sibling /r/UKPersonalFinance for UK specific advice (since finance products, terms and laws tend to be different in different countries) There are probably ones for most other countries too. At least Aus from what I saw yesterday
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I just finished listening to an engaging series of podcasts by Michael Lewis (author of Flash Boys, The Big Short etc.) about the loss of referees in our society. It's called Against the Rules: https://atrpodcast.com/ Much of reddit still has functioning referees in the form of its moderators, but I'm seeing signs of it cracking — e.g. when I researched the backgrounds of certain moderators I found out that they prod…
I’m wondering how long it will take for large companies to realize that people are gradually adapting and starting to look for information on sites other than Google search bar. Today, Google results are a big problem in the sense discussed in the article, there are no more sources of information that can be trusted like in the old days. Some days I reflect with myself trying to figure out how it can be solved…I hope…
On a similar note, Google deranking Wikipedia (which used to be the first result for like half of my searches) makes it so much less useful. I now need to add wikipedia to my searches.
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/r/art is a mixed bag but pretty good. /r/specart has a lot of good stuff. /r/imaginarylandscapes (and their sibling subreddits) is really high quality. /r/earthporn if you like nature photography.
Thanks for those lists. I can’t believe I never thought to use reddit like this! Google reader used to be my go to for scolling through art, and I’ve never quite recovered from its closure in terms of having interesting stuff to just look at.
I can find topic related to all my interests - finance, economy, devops, machine learning, politics, sports, specific country and even things like walmart and costco.
Although effectiveness of advice can vary depending on topic (people are pretty opinionated on certain subreddits) but overall, it is a great community effort.
Must admit, reddit got me caring more about my finances. It seems not many people are taught about money properly. I certainly wasn’t and non of my friends where. I’ve always been good in that I never spent what I didn’t have and lived within my means. What savings I did have where in a zero interest current account though! Following the finance Reddit’s at least put me in the right path. 6-12 months cash savings now…
Do you mind sharing the subreddits?
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I've just asked question in kindle subreddit about reader differences, no links/promoting/etc, next day my post was disappear. And it's common practice on reddit. So yeah, fantastic micro culture!
It was likely removed because the FAQ [0] already lists the differences and searching shows [1] that the question has come up before. Good culture != the ability to substitute the subreddit for Google or your own research. This is quite normal on Reddit. If questions like this are allowed, the subreddit often becomes inundated with them and there's no room for discussing anything else. [0]: https://www.reddit.com/r/k…
Censorship is pretty normal in Reddit in general (also in Discord, also sponsored by chinese Tencent):
https://www.reddit.com/r/HongKong/comments/ctyj10/reddit_is_...
http://time.com/5526128/china-reddit-tencent-censorship/
https://ncac.org/news/blog/is-reddit-moving-away-from-free-s...
https://www.theguardian.com/media/commentisfree/2019/feb/10/...
https://www.change.org/p/reddit-admin-stop-censorship-at-red...
"Pretty normal", don't you?
Must admit, reddit got me caring more about my finances. It seems not many people are taught about money properly. I certainly wasn’t and non of my friends where. I’ve always been good in that I never spent what I didn’t have and lived within my means. What savings I did have where in a zero interest current account though! Following the finance Reddit’s at least put me in the right path. 6-12 months cash savings now…
Are those retirement accounts or taxable brokerage. Because for many people, maxing out their IRA, 401K, and HSA is like 35K a year alone, and putting money into taxable brokerage should take a backseat unless 1) you like the gambling for its entertainment factor 2) you choose to keep your short term savings / emergency cash in the market (*I much prefer a combination of 6 months savings invested a little riskier than it should be + a large line of credit. Then you have the choice of selling stock or borrowing at 10% APR, for something you can hopefully pay off very very soon. A 15K LOC at a credit union is a godsend.) But other than my asterisk, taxable investments are usually an inefficient use of funds. 401K match and HSA are top priorities.
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I agree. If it were up to /r/personalfinance, everyone would have three credit cards and that's all they would ever use and it would solve every financial problem ever. They fail to realize that many people (myself included!!) are just not equipped for credit cards and it can cause huge problems.
What does "just not equipped for credit cards" mean?
Because most credit cards offer some sort of cash back/reward for every dollar spent, they are great if you can pay off the balance 100% of the time.
However, if you get hit with interest charges even once, it can wipe out any benefit you gained from the cash back/reward bonus. In such cases those people might be better off using a debit card or other means.
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It's only a matter of time I think before subreddits and / or moderators are replaced by sales / marketing representatives. It's probably already the case in e.g. the political subreddits. Always investigate who is behind a statement that advises you one way or another.
The political subreddits are mostly echo chambers of a single party that has taken over there especially in "nonpartisan" groups, especially in news subreddits like politics, news, and worldnews. Even moderates aren't really welcome and I've seen anyone who said something even slightly conservative get ripped to shreds and moderators are like "I'll allow it", pretty crazy. There are many, many good informational foru…