When you are with your kids near a swimming pool or the sea, keep your eyes glued on them.
My rule is "never break line of sight" (I borrowed the term from Assassin's Creed where if you break line of sights from the guards chasing you for a few seconds, their aggro switches off).
Line of sight. When near water opt in for a nice podcast/audio book and keep your eyes on your kids. A lifeguard is scanning the scene but on a 50 kids, you are most likely to spot something like this faster/sooner. Also while looking at your kids, you automatically scan/cover an area of 10-15sqm.