Move your money to a different bank. Now that banks aren't paying useful interest rates they are mostly only tolerable for security and convenient access to your money. If they can't do those two then... what exactly are they for? Likely nothing.
It's for an auto loan.
Ask HN: A major USA bank is storing passwords in cleartext – what to do?
11–20 of 328 posts
Re: Ask HN: A major USA bank is storing passwords in cleartext – what to do?
#12Wow. Did they repeat your password or some hint you typed in a long time ago? FWIW I have seen two companies that store passwords properly in a one way hash with salt but store statistics on every password like number of case changes and count of numbers and total length. I personally think that practice is infinitely stupid but can explain why they can say it has 3 numbers in it. One major marketing firm I did work…
They're a three letter acronym that starts with P and ends with C.
Re: Ask HN: A major USA bank is storing passwords in cleartext – what to do?
#13Re: Ask HN: A major USA bank is storing passwords in cleartext – what to do?
#14Wow. Did they repeat your password or some hint you typed in a long time ago? FWIW I have seen two companies that store passwords properly in a one way hash with salt but store statistics on every password like number of case changes and count of numbers and total length. I personally think that practice is infinitely stupid but can explain why they can say it has 3 numbers in it. One major marketing firm I did work…
They're a three letter acronym that starts with P and ends with C.
Re: Ask HN: A major USA bank is storing passwords in cleartext – what to do?
#15Re: Ask HN: A major USA bank is storing passwords in cleartext – what to do?
#16Is there actual damage? At the end of day, as a customer,all I care is my money is available (not stolen) and I can access it when I need it. Why should I care about implementation details ?
Re: Ask HN: A major USA bank is storing passwords in cleartext – what to do?
#17Wow. Did they repeat your password or some hint you typed in a long time ago? FWIW I have seen two companies that store passwords properly in a one way hash with salt but store statistics on every password like number of case changes and count of numbers and total length. I personally think that practice is infinitely stupid but can explain why they can say it has 3 numbers in it. One major marketing firm I did work…
They're a three letter acronym that starts with P and ends with C.
Tell them you’d like to file an “Official Complaint” regarding a serious cyber security issue at that bank, and to transfer you to whoever handles official consumer complaints regarding cyber security. Regulators are sensitive to the word “complaint” (specific wording matters) and typically require that complaints are stored, prioritized, and handled in a prescribed way.
Ask them if they can get back to you with any resolution and leave your contact information. Update HN if you’re comfortable with that. Good luck.
Re: Ask HN: A major USA bank is storing passwords in cleartext – what to do?
#18Is there actual damage? At the end of day, as a customer,all I care is my money is available (not stolen) and I can access it when I need it. Why should I care about implementation details ?
I feel the bank should be liable for stolen funds or information in the case of a security breach.
Re: Ask HN: A major USA bank is storing passwords in cleartext – what to do?
#19Is there actual damage? At the end of day, as a customer,all I care is my money is available (not stolen) and I can access it when I need it. Why should I care about implementation details ?
I feel the bank should be liable for stolen funds or information in the case of a security breach.
Re: Ask HN: A major USA bank is storing passwords in cleartext – what to do?
#20It certainly isn't going to be news to the bank itself, so there aren't responsible disclosure concerns here.
And since the top advice here is to leave the bank, wouldn't the best thing you can do be to alert the public, so others can protect themselves as well?