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Becoming a high performing software developer working from your bedroom

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Re: Becoming a high performing software developer working from your bedroom

#281

Post by datingscientist »

Solvitieg wrote: post #249
datingscientist wrote: post #198

Earlier quoted context omitted.

but... dat time savings! Seriously, I'm in a major metro area and my commute is considered "not bad" by local standards... Working at an office costs me at least three hours a day: - 30 minutes of "getting ready" - 60 minutes of commute there, at rush hour - 30 minutes of lunch (usually just grab a sandwich at home) - 60 minute return commute at rush hour Bonus Time Savings: Popping on a headset and taking a walk aro…

You drive home to get lunch?

Leave the office and come back. But if you look at the total time, it adds up.

Re: Becoming a high performing software developer working from your bedroom

#282

Post by atombender »

nuclearnice1 wrote: post #212
OJFord wrote: post #140

Earlier quoted context omitted.

I don't think 'unreputable' is fair - they're just a different (not 'low - medium'!) risk profile.

What tickers?

Perhaps they're referring to leveraged ETFs like UPRO (Direxion Daily 3X Bull & Bear S&P) and TQQQ (ProShares UltraPro QQQ).

Be advised that they are not designed to be held over more than a day, although with the current bull market, they have not actually been hit by the decay factor inherent to all leveraged ETFs.

Other higher-risk ETFs would be things like solar/wind sector ETFs (e.g. TAN, FAN, PBW, IQCLN, QCLN, etc.) or bleeding-edge biotech (e.g. SBIO).

Re: Becoming a high performing software developer working from your bedroom

#283

Post by mcqueenjordan »

krn wrote: post #210
Ididntdothis wrote: post #145

Earlier quoted context omitted.

Agreed. You can’t assume that the current upswing will go on forever. People learned this in 2000 and 2008.

Nasdaq-100 dropped by -41.89% in 2008, and then went up by +53.54% in 2009. That's it. The only other negative performance since 2002 was in 2018 (-1.04%). If you are a kind of investor who starts selling off in the middle of an economic downturn, of course you will lose.

Just worth noting: 3/5 * 3/2 = 9/10. i.e., dropping 40% then going up 50% doesn't get you back up to 100%. Not saying you implied that it does. Just making this fact explicit.

Re: Becoming a high performing software developer working from your bedroom

#285

Post by idealstingray »

I'm a college student and do most of my work from my dorm room, which is also where I sleep, eat, and socialize. For me, lighting is the main thing that helps me differentiate "work mode" from not-work mode. I have a video light mounted above my desk and a couple of bright 5600k plant lights in my window, all of which are on a light timer, in addition to my desk lamp. When I do work during the day, my desk is very well-lit. At night all of these get turned off (sometimes I turn the video light back on but set it to a much warmer color temperature and lower brightness for ambiance).

Re: Becoming a high performing software developer working from your bedroom

#286

Post by SAM_BAL »

sjf wrote: post #192
andrewzah wrote: post #134

When people envision working from home, it seems that "wearing pajamas" is a common trope. That is not a good idea. The thing about clothes is that they're part of a routine. I.e. I wake up, make some tea, put some fresh clothes on, turn on my computer, and now I'm in work mode. Ideally. In practice it doesn't always work like that, but it's still far better than waking up and just sitting down in front of my compute…

As a woman the opportunity to wear clothes just for their warmth and comfort is something I will never turn down. Being able to wear pyjamas was definitely one of the top things about working from home. Men don't have the same issues of unpractical clothing and being judged on their appearance.

maybe to elaborate OP's point; I never feel fully waken up if I haven't taken a shower and put on a clean set of clothes. I'll also just muck around and procrastinate way more, because the line between working and not working hasn't been crossed yet. Hope this makes sense

Re: Becoming a high performing software developer working from your bedroom

#287

Post by LilBytes »

andrewzah wrote: post #208
sjf wrote: post #192

Earlier quoted context omitted.

As a woman the opportunity to wear clothes just for their warmth and comfort is something I will never turn down. Being able to wear pyjamas was definitely one of the top things about working from home. Men don't have the same issues of unpractical clothing and being judged on their appearance.

This misses the point I was making. Wearing pajamas is fine, I was referring to the clothes that one slept in. Changing to something fresh is what I meant. I'm male but my legs get cold from time to time, also, so I keep a small blanket near my desk and a space heater during the winter.

Ah right. I got it.

I'll invest in bed pajamas, work pajamas, breakfast pajamas and lunch pajamas & dinner pajamas.

I'm not at all being snarky here. I haven't decided if I'm being serious. I would happily wear flannel clothes EVERYWHERE given the chance. Being naked has never really appealed to me but wearing soft, fragranced, soft, woolen clothing every where?

Sign me up!

Re: Becoming a high performing software developer working from your bedroom

#288

Post by lotsofpulp »

poulsbohemian wrote: post #206
jbb123 wrote: post #112

Earlier quoted context omitted.

> low to medium risk areas and average 10 - 15% per year. Where can I get this return reliably at "low risk"?

There are places in the US where this is the rate of appreciation on real estate. While there are periodic setbacks (see: 2008-2012), real estate is remarkably stable across the country, especially in major cities. The small, somewhat rural area I live in had an average appreciation of 13% last year, which is not sustainable for this area but still indicative of the overall trend.

Real estate is absolutely not stable across the country.

Per your website, you live in Washington state. Rocky Mountains and west are generally very desireable areas to live in, and WA has no income tax.

But you can look all the way from Maine to the Dakotas, down to Oklahoma, and then of course the poor gulf coast states and easily see that real estate is a terrible investment in those areas outside of a few urban areas. Especially in the heavily debt laden rust belt states with undesirable weather and shrinking economic prospects.

Re: Becoming a high performing software developer working from your bedroom

#289

Post by niclupien »

I'm single dad with 3 young kids and I would never change from working from home. After leaving the kids at daycare in the morning, I come home and quickly clean up the house. I do stuff like meal prep and laundry in pauses during the day. I spend quality time with my kids in the evening instead of doing chores. When they go to bed, I can relax, read a book and workout. I don't know how I would do any of this with 1-2 hours of commute.

In term of productivity, I'm more productive at home without the distraction of a workplace. I don't have any special setup. Just a laptop really. Not even headphones. I have a nice office space setup in my basement with a whiteboard and an extra monitor but I rarely use it. I'm more often working from the kitchen or living room.

I still love going to the workplace (or another place) from time to time. There's no substitute to interacting with people in real life.

Re: Becoming a high performing software developer working from your bedroom

#290

Post by krn »

TeMPOraL wrote: post #277
TimTheTinker wrote: post #260

Earlier quoted context omitted.

I suggest buying low-fee domestic index-tracking ETFs like "Vanguard S&P 500 ETF" (VOO), using a low-fee brokerage app like M1 Finance. ... or not. Your situation may call for something else. Any specific suggestions people give you will likely sound unnecessarily specific and perhaps arbitrary, unless you have spent a lot of time learning about the modern investing landscape -- you really need to do that for yoursel…

> you really need to do that for yourself And how to do that? Especially for those of us in Europe? That's one thing I can't get my head around. The ecosystem seems filled with scammers and financial advise salesmen, and my "scam alert" is running on constant overdrive whenever trying to look for any current and actionable educational material.

> And how to do that? Especially for those of us in Europe?

https://www.degiro.eu/

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