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Ask HN: How do you process payments?

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Re: Ask HN: How do you process payments?

#23
I use Paddle, because they handle the intricacies of international VAT which is getting more and more complicated. I'd love to use Stripe, but I'd have to use something like Taxamo in combination with it. Since I was one of their first B2B customers I managed to negotiate a good rate with them, otherwise they'd be reasonably expensive. I've been generally happy with them.

Re: Ask HN: How do you process payments?

#24
We use Chargebee backed by Stripe.

We've been quite happy with Chargebee overall and would recommend them. The only downside is their customer support is very bizarre sometimes and a bit frustrating.

For example, they limit API access to my own (events) data to the last N months. I contacted and asked them to remove the restriction, and they said that wasn't possible because the data was "archived". I pointed out that their UI allowed me to see all the data and their page loaded quickly so clearly the data is close at hand. They then said they'd give me access to all my data over the API for one week. I told them I'm not going to build a script that will be broken in a week and instead will just have to scrape their website - they seemed happy with that resolution.

Re: Ask HN: How do you process payments?

#26
post #19

Earlier quoted context omitted.

It is worth mentioning that today "you're willing to wait" actually means just some minutes. I've actually started using BitCoin to pay for things recently and I was surprised to find out how easy and quick this actually is. This really is a no-bullshit electronic cash. No registration, no verification, no borders, quick and easy. I hope more goods and services are going to be offered for cryptocurrencies in future.

How do you deal with the price volatility?

I don't use crypto for business and don't store much money this way (which would mean I have to plan) so far so I ignore it and I'm Ok. In fact I have only been affected by it in the positive way: I had insufficient BitConins to buy what I needed (not illegal) and planned to buy more but the rate grew quickly and I found myself in possession of sufficient value before I had time to bother.

Re: Ask HN: How do you process payments?

#28
post #20

I am also interested in this question but would also love to know the average percentage people are paying. It’s always been interesting to me how stripe (and the like) are basically a premium over less polished tools like Authorize.net but are able to charge as much as a percentage point more for basically the same thing. I’ve built payment integrations my entire 20 year career and have always appreciated how ease o…

Is Authorize.net not also 2.9% + 30 cents? (https://www.authorize.net/sign-up/pricing/)
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